Dear customer, thank you for trusting and using the RupeeScore application.
This Privacy Policy is intended to explain to you in detail what user information we collect, why we collect this information, how we use this information, how long we keep the data, your rights and how to contact us. At the same time, we will clearly inform you how we obtain, use and share your information, and promise that all data will only be used for the established service purposes.
We solemnly remind you: Before using the RupeeScore service, please be sure to read and fully understand the content of this Privacy Policy, which will help you make an informed decision.
Legal basis for our processing of your personal information
In most cases, we will process your personal information with your explicit consent, but you can withdraw this consent at any time. Please refer to Section 2 below for specific processing purposes.
You have the right to refuse to provide personal information. However, it should be noted that some core service functions can only be provided based on necessary personal information. If you choose not to provide these key information, it may result in us not being able to provide you with a complete service experience.
Under Indian law, we may process your personal information without your consent in the following special circumstances:
You actively provide your personal information and do not explicitly object to its use;
To comply with legal obligations to disclose information;
To enforce judicial decisions or orders;
To protect personal safety or provide emergency assistance in public emergencies.
Why, how and what information do we collect?
In order to optimize the service experience, improve the accuracy of credit assessment, and further strengthen account security, we need you to authorize the use of some user information. The following are specific instructions for the use of relevant permissions:
Call Records
When you use voice verification to register or log in, in order to verify that the SIM card can receive the voice verification code and prevent any potential fraud. We will briefly obtain and upload your recent call records to the above server (https://android.rupeescore.com). Please rest assured that we will not collect all call records. We are committed to protecting your privacy and security.
Device information
To ensure the safety and legality of product use, we will collect your SAID, IMEI, hardware model, and Android system version. This information will be used for device identification and fraud prevention. This information will be encrypted and uploaded to the server (https://android.rupeescore.com). We will not provide your data to third parties without your permission.
Location information
To meet your needs more accurately and enhance account security, we will collect your approximate location information. This information will be used for regional analysis and fraud prevention. The data will be encrypted and uploaded to the server (https://android.rupeescore.com) and deleted immediately after analysis. We are committed to protecting your privacy. Rejecting this permission will not affect the use of the application. This authorization is not mandatory, you can choose not to authorize without affecting your use.
Camera
In order to facilitate you to upload your personal bank credit report, we will access your camera. These files will be used to assess your income and credit status. This information will be uploaded to the server (https://android.rupeescore.com) in an encrypted manner and deleted immediately after evaluation. We are committed to protecting your privacy and security, and this permission is not required.
Installed applications
To analyze your consumption patterns and improve the accuracy of credit assessment, we will collect information about financial-related applications installed on your device. This information will be encrypted and uploaded to the server (https://android.rupeescore.com) and deleted immediately after analysis. We are committed to protecting your privacy. Rejecting this permission will not affect the use of the application. This authorization is not mandatory. You can choose not to authorize it without affecting your use.
What happens to the information I publicly disclose?
The Service may allow you to submit ideas, questions, comments, suggestions or other content, including publicly viewable personal information (for example, the public part of your user profile) (collectively, "User Content"). We or others may copy, publish, distribute or otherwise use User Content online or offline in any media or format (now available or later developed). Others may have access to this User Content and may have the ability to share it with third parties over the Internet. Please think carefully before deciding what information (including personal information) to include in connection with your User Content.
Please note that RupeeScore cannot control who has access to the information you choose to make public, nor can we ensure that parties with access to such publicly viewable information will respect your privacy or keep it secure. This Privacy Policy does not apply to any information you publicly disclose or share with others through the Service or otherwise. We are not responsible for the accuracy, use or misuse of any content or information you disclose or receive through the Service.
How We Use Collected Information
The collected information will be used for the following service purposes:
Provide you with the services on the website, including features such as credit score checks
Fulfill the service agreement you subscribe to
Communicate with you about service-related matters
Optimize the service experience and provide personalized content
Analyze user behavior to improve service quality
Information Security Measures
RupeeScore strictly follows regulatory requirements and adopts multi-level security protection measures:
We use SSL encryption technology to ensure data transmission security, deploy firewall systems to prevent network attacks, and implement strict internal access rights management. All employees are required to abide by confidentiality agreements, and we will also conduct security audits and system tests regularly. However, it should be noted that any network transmission has potential risks, please understand this.
Privacy Policy Updates
In order to adapt to changes in laws and regulations and business development needs, we may revise this policy from time to time. The updated policy will be notified to you in an appropriate manner before it takes effect. It is recommended that you check the latest version regularly.
Contact Us
If you have any questions, suggestions or complaints, please contact our Ombudsman via the following methods:
Email: help@rupeescore.com
We will take every feedback seriously and take appropriate measures to deal with it in accordance with the law.