Effective Date: May 1, 2026
RupeePing ("we," "us," or "our") values your privacy. This Privacy Policy outlines how we handle information within the RupeePing mobile application. Our primary philosophy is local-first privacy, ensuring your financial data remains under your control.
SMS Data (Core Functionality)
RupeePing is designed to help you track your finances by analyzing transaction alerts.
Access: The app reads incoming SMS messages to identify financial notifications from banks and credit card issuers.
Data Points: We extract specific details such as transaction amounts, merchant names, dates, and account identifiers.
Local Processing: All SMS parsing occurs exclusively on your device. No raw SMS text or parsed financial data is ever transmitted to our servers or any third-party cloud.
Storage: Your transaction history is stored in a local on-device database (Room Database).
Local Storage
All financial summaries, expense categories, and budget settings are saved locally on your hardware. This data is not backed up to our servers.
To function effectively, RupeePing requires the following Android permissions:
RECEIVE_SMS / READ_SMS: Required to detect and extract information from banking notifications in real-time.
POST_NOTIFICATIONS: Used to provide immediate feedback when a transaction is logged and to prompt for manual categorization.
Security: Because your data never leaves your phone, its security is tied to your device’s security. We strongly recommend using biometric locks or strong passcodes on your mobile device.
No Third-Party Tracking: RupeePing does not utilize third-party analytics, advertising networks, or external SDKs that monitor your behavior or collect your personal information.
No Data Sharing: We do not sell, trade, or share your financial data with third parties.
RupeePing is not intended for use by individuals under the age of 13. We do not knowingly collect or solicit personal information from children.
We may update this Privacy Policy to reflect changes in our practices or for legal reasons. Updates will be posted within the app, and the "Effective Date" will be revised accordingly.
For questions, feedback, or concerns regarding this policy, please contact:
Email: [kumarbalingal@gmail.com]