<h1>Privacy Policy</h1><p><strong>Effective Date:</strong> August 15, 2025</p>
<h2>1. Data Collection</h2><p>Runaki Bill Assistant does not collect, store, or transmit any personal or sensitive user data. All calculations are performed locally within the app.</p>
<h2>2. Device Permissions</h2><p>The app may request access to local file storage only for importing or exporting CSV files. No data is sent externally.</p>
<h2>3. Children’s Privacy</h2><p>This app is not intended for children under 13. No child-specific data is collected.</p>
<h2>4. Contact</h2><p>If you have any questions, please contact: <a href="mailto:ismael.abdulrahman@epu.edu.iq">ismael.abdulrahman@epu.edu.iq</a></p>