Investment : The Buzzword of Our Generation 

"Investment" — a word that perfectly defines our generation’s relationship with money. 

Today, every fifth person in the world is keenly interested in investing, driven by the belief that putting money into different avenues will lead to greater returns — whether in the short term or the long run.

With platforms like the stock market, mutual funds, SIPs, debentures, bonds, and many others, the options are endless. Even minors and students are eager to jump on the investment bandwagon, hungry to grow their wealth early.

But here’s a thought ..........

in this race to invest, what’s the one thing most people tend to overlook?

✓ It’s the foundation.

Think of personal finance as a ladder. If you skip the lower rungs and rush to the top, you're bound to slip — into bad debt or financial liabilities. To climb successfully, you must follow the steps in order.

∆ The First Two Steps of Financial Growth:

1. Savings – The habit of setting aside money regularly to build a cushion.

2. Investment – Using those savings wisely to grow your wealth over time.

Without savings, investment is like building a house on sand — unstable and risky.

~By Nisha Chand (SYBAF 2025-26)