Renting Apartment with Bad Credit

Although you need to good credit score in order to get an apartment on rent, it’s not the only factor. In fact, you may wonder if you could get an apartment on rent with bad credit. It can be a bit tricky, but it’s not something impossible. There are some ways you can get an apartment on rent with bad credit score. For this purpose, you will have to take a number of things into consideration.

Having good track record

Landlords like to see if you were a good tenant in the past. Presenting your rental history to the future landlords can actually help in getting the deal done even if your credit score is not that good at the moment. If it is your first apartment, you will not be able to show your rental history because you won’t have any. In that case, you can provide the landlord with character references which would come from your employer or teacher.

Nevertheless, you must be able to have good rental history. For that purpose,, you can develop your rental history by paying rent to your parents. This rental history should be sufficient to portray you as a person who can pay rent on time.

Good salary

You can get an apartment for rent even with the bad credit score if you earn good salary on weekly or monthly basis. All a landlord wants is the payment of rent on time. If you have good amount to pay upfront, the landlord wouldn’t mind giving you the apartment for rent even if your credit score is poor. It would be an ideal scenario if you have 40 times the amount of your monthly rent present in your bank account.


If your salary is good but your credit is bad, the landlord may still hesitate in giving you the apartment on rent. As a matter of fact, this situation can bring more confusion as landlord may tend to think of you as a careless person. Hence, you need to consider saving money. You can raise private money as your own saving. In order to show your landlord that you have the habit of saving money, you need to show your bank statements to the landlord.

Consider automatic payments

You can set up the automatic payment of your rent to the landlord. In fact, you can consider itt a tip that landlords love to get paid automatically. For that purpose, you will need to allow your landlord’s bank account to deduct money directly from your back account through automated clearinghouse.

However, you will have to make sure that your bank account has enough money to be transferred into your landlord’s account.