(1) What are the benefits of using an insurance broker?
A broker can help you access a number of different insurance providers to find the best one for your needs. Insurance brokers work with insurance companies to provide their customers with the cheapest deal.
The role of an insurance broker is to act as an intermediary between the client and the various insurers, so that they can all come to an agreement on price and coverage.
Think of brokers as concierges for insurance, only they are trained in all the policies available so that they can provide you with personalized advice on which policy is best for your needs.
If you don't have a lot of time, energy or space to devote to shopping around for a new insurance provider, then a broker might be able to help you make sense of the various options available and find one that's perfect for your situation