I am an Assistant Professor at the Institute of Economics, Polish Academy of Sciences (INE PAN). Alongside my primary appointment, I collaborate with The Department of Digital Economy and Finance at Nicolaus Copernicus University in Toruń (UMK). Additionally, I serve as the Leader of the Cashless Payments Team at the Centre for Digital Economy and Finance, also at UMK.

My professional background includes a tenure as an expert at the Payment Services Department of Narodowy Bank Polski. My research interests focus on the adoption of electronic banking and payment instruments, consumer payment patterns and behavior, the economics of payments, and money demand.