Story time!
"Preparing for the unexpected"
During Dinner a family worried Sarah and David looking over medical bills they sat around the table. Maya, 10, overheard their fears. That night, she emptied her piggy bank, placing the coins on the table for the next morning. She left a note "please don't worry I will pay for my college and let me help you with those medical bills, don't have to worry."
The next morning Tears rolled down Sarah's eyes. David knelt beside Maya. "This is the bravest thing anyone's ever done for me," he whispered.
2 Years later, unfortunately her father passed away. The day came and Maya stood on stage, diploma in hand and tears rolling down her eyes whispering thank you Mom and Dad. Life insurance was their safety just like the little girl's piggy bank, That decision to purchase life insurance early on had allowed them to weather the storm.
Term life insurance has level premiums that last for a set number of years, This life insurance includes a death benefit in the form of a lump sum. With the proper structure you can get added benefits If your policy is at the end of the of the term period, then you may be able to renew it for another term or convert it to a permanent policy.
Index Universal Life
Provides valuable lifetime protection through the death benefit, living benefits and the opportunity for cash surrender value accumulation with strong income distribution performance.
Final Expense
1. Ease financial burden on loved ones.
2. Affordable coverage for seniors.
3. Guaranteed acceptance for many.
4. Fixed premiums for budgeting.
5. Flexible use of death benefit.