Welcome to Save Money. We are committed to protecting your personal data and your financial privacy. This policy explains how we collect, use, and safeguard your information when you use our AI-powered financial assistant.
To provide a truly intelligent and personalized experience, we collect the following types of data:
Transaction & Financial Data: Income, expenses, and budget categories provided by you. Note: Save Money does not perform or access direct bank transfers.
Behavioral & Psychological Insights: We collect data on the "why" behind your spending—such as whether a purchase was for survival, stress relief, status, or future investment.
Emotional Goals: Information regarding your personal milestones, such as "6 months of peace of mind" or "buying time for yourself".
AI Interaction Data: Chat history and queries sent to the AI agent (Gemini 2.0) to understand your financial context over time.
Device Information: Basic technical data such as device model and operating system to ensure app stability.
We process your data to transform numbers into meaningful life insights:
Behavioral Reflection: Using AI to identify "psychological leaks" where stress or emotions lead to fixed spending patterns.
Decision Fatigue Reduction: Designing "financial rails" that suggest safe daily spending limits and automate goal distributions.
Cash Flow & Liquidity Forecasting: Predicting short-term shortages based on your income cycles and bill history.
Debt Mastery: Turning vague liabilities into finite roadmaps and gamified progress toward "buying back your freedom".
Psychological Mirroring: Providing non-judgmental feedback on the link between your emotional state and your spending habits.
We do not sell your personal data. We only share information with essential service providers:
AI Processing (Google Gemini): Data is processed via API to provide reasoning and financial advice. This is governed by strict enterprise-grade privacy standards.
Cloud Infrastructure: Encrypted data storage and backup services.
Analytics: Basic usage metrics to improve app performance and user experience.
We implement robust security measures to protect your financial "command center":
Encryption: All data transmitted between the app and our servers is encrypted using industry-standard protocols.
Access Control: Your financial data is private to you; we do not have human access to your specific transaction details unless required for support requested by you.
You have full control over your data:
Access & Export: You can review or export your financial history at any time.
Deletion: You may request the deletion of your account and all associated AI memory/history.
Anonymity: You can choose how much "emotional context" you wish to share with the AI agent.
If you have questions about this policy or your data, please contact us at:
Email: atndarby@gmail.com
Phone: 0909851299