Privacy Policy – Foxl User App

Last Updated: [29/12/2025]

This Privacy Policy explains how Foxl (“Foxl”, “we”, “our”, or “us”) collects, uses, stores, and protects your information when you use the Foxl User App (“App”).

By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

a. Personal Information

We may collect the following details when you register or use the App:

• Full name
  
  

• Mobile number
  
  

• Email address
  
  

• Date of birth
  
  

• Address
  
  

• Government-issued identity details (for KYC purposes)
  
  

b. Financial & Transaction Data

• Payment transaction IDs
  
  

• Investment history (chits, digital gold)
  
  

• Contribution amounts and dates
  
  

Note: Foxl does not store sensitive payment credentials such as card numbers, CVV, or UPI PINs.

c. Device & Technical Information

• Device type, OS version
  
  

• App version
  
  

• IP address
  
  

• Crash logs and diagnostics (for performance improvement)
  
  

d. Camera & Media (If Applicable)

• Camera access is used only for KYC verification
  
  

• Images/videos are processed securely via authorized third-party providers
  
  

2. How We Use Your Information

We use collected data to:

• Create and manage user accounts
  
  

• Verify identity and comply with legal requirements (KYC)
  
  

• Process transactions and provide services
  
  

• Improve app performance and user experience
  
  

• Send important notifications, alerts, and updates
  
  

• Detect and prevent fraud or misuse
  
  

3. Data Sharing & Disclosure

We do not sell or rent your personal data.

We may share data only with:

• Payment gateways (for transaction processing)
  
  

• KYC & verification partners
  
  

• Cloud service providers (secure data hosting)
  
  

• Legal or regulatory authorities, if required by law
  
  

All third parties are contractually obligated to protect your data.

4. Digital Gold & Chit Services Disclaimer

• Investment data is used solely to enable services requested by the user
  
  

• Foxl does not provide investment advice
  
  

• All investment decisions are made at the user’s discretion
  
  

5. Data Storage & Security

• Data is stored on secure cloud servers
  
  

• Industry-standard encryption and access controls are used
  
  

• Regular security audits and monitoring are conducted
  
  

Despite best practices, no system is 100% secure. Users acknowledge this inherent risk.

6. User Rights

You have the right to:

• Access your personal data
  
  

• Request correction of inaccurate information
  
  

• Request account deletion (subject to legal & regulatory obligations)
  
  

• Withdraw consent where applicable
  
  

Requests can be sent to our support email.

7. Data Retention

• Data is retained only as long as necessary for legal, regulatory, and operational purposes
  
  

• Certain records may be retained to comply with financial and tax laws
  
  

8. Children’s Privacy

• The Foxl User App is not intended for users under 18
  
  

• We do not knowingly collect data from minors
  
  

9. Third-Party Links & Services

The App may contain links or integrations with third-party services.

Foxl is not responsible for the privacy practices of external platforms.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

Any changes will be reflected with a revised “Last Updated” date.

Continued use of the App signifies acceptance of the updated policy.

11. Governing Law

This Privacy Policy shall be governed by the laws of India.

12. Contact Us

For questions, concerns, or privacy-related requests:

📧 Email: techfoxlchitsfund@gmail.com