Effective Date: Sep 25, 2025
To provide comprehensive bookkeeping services, this application may collect the following information:
The application will access approximate location data (such as the city or region) only with the user’s authorization. This information is used solely to identify regional differences, in order to process SMS and comply with applicable regulatory frameworks.
The application does not store precise geographic coordinates, nor does it collect real-time movement information.This helps us enhance security and prevent fraudulent activities.
Device model, operating system, device identifiers (e.g., IMEI/Android ID), Google Advertising ID, etc.
Used to identi unique devices, prevent malicious registration and fraud, and ensure account security.
We read the list of installed apps on your device upon initial use and during subsequent operations. This data is uploaded to the server and used for:
Risk Detection: Identifying high-risk financial apps (e.g., multiple loan apps) to assess potential financial risks.
Personalized Recommendations: Providing more accurate bookkeeping advice and financial content based on installed financial apps.
Automated Bookkeeping Support: Improving accuracy of auto-recognition and bill classification by analyzing financial SMS data.
Uploaded data is used solely for financial risk analysis, not linked directly with identity information, and is anonymized and encrypted for security.
To enable the SMS Auto-Tracking feature, PesoS requires access to your device's SMS (Financial SMS Only) content, as detailed below:
Purpose of Access: PesoS uses SMS access exclusively to automatically identify and record financial transactions such as income, expenses, and transfers based on bank or payment platform notifications. This enables users to efficiently manage their personal finances without manual input.
Data Processing: All SMS recognition and transaction generation are performed locally on your device. PesoS does not upload, store, or share your SMS content with servers or third parties.
Permission Use Case: PesoS locally analyzes incoming SMS messages from recognized financial institutions or payment services to extract transaction details for bookkeeping purposes. No SMS content is uploaded, shared, or used for account verification, security authentication, marketing, or fraud detection.
Permission Control: You can enable or disable SMS access at any time via the app settings or your device’s system settings. Disabling this permission will turn off SMS auto-tracking but will not affect other features such as manual entry.
Privacy Protection: PesoS strictly adheres to privacy protection principles, using permissions only within the necessary scope to ensure your personal information remains secure and confidential.
Used for uploading profile pictures or assisting in help center inquiries via photo submissions.
The camera is activated only when triggered by the user and does not operate in the background or store images without permission.
Certain modules in this app use WebView technology to load web content (e.g., events, help center, privacy policy), enabling dynamic updates and enhanced user experience.
Some modules embed WebView pages that interact with the native app via JSBridge technology.
Data exchange includes actions like fetching login status, uploading images, or navigating to native pages.
All JSBridge-transmitted data is securely managed and either processed locally or encrypted before uploading to ensure data safety.
To provide automated and manual bookkeeping functionalities.
To display income/expense charts and generate financial scores.
To ensure proper operation and security of the product.
To deliver timely and dynamic online content via WebView.
All financial SMS content is processed on the device and never uploaded as raw text.
Only anonymized variable values are uploaded, excluding any personally identifiable or original content.
We use encrypted transmission protocols (e.g., HTTPS) to ensure data security during transfer.
This app does not integrate third-party advertising SDKs. WebView pages may contain third-party content but will not actively collect sensitive information.
You have the right to view, correct, and delete your bill data.
You may refuse or withdraw permission to access SMS, which may affect auto-bookkeeping functionality.
Go to Profile → Settings → Delete Account, then confirm the deletion to permanently remove your personal account.
We may update this privacy policy from time to time. All changes will be notified within the app, and significant changes will be announced in advance.
If you have any questions about this privacy policy, please contact us via in-app support or email: help@findpesos.com