Privacy Policy Last Updated: February 20, 2026
This Privacy Policy describes how Paylance ("the App", "we", "our", or "us") collects, uses, discloses, and safeguards information when you use the Paylance mobile application. By using the App, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use the App. Paylance is a financial tracking application that allows users to record and manage payment-related information for personal use. The App does not require account registration and does not provide user login functionality. Information You Provide: Paylance allows users to manually enter financial tracking information such as payment amounts, due dates, titles, and notes. This information is stored locally on the user’s device and is not transmitted to us or to any external server. We do not have access to, collect, process, store, or share any financial data entered by users within the App.
Automatically Collected Information: While using the App, certain information may be collected automatically by third-party services integrated into the App for advertising purposes. This information may include device type, operating system version, mobile network information, IP address, advertising identifiers (such as Google Advertising ID), and general usage data. This information is collected solely by the advertising service provider and is governed by their privacy policies. Advertising and Third-Party Services: Paylance uses Google AdMob to display advertisements. Google AdMob may collect and process certain device-related information to provide personalized or non-personalized advertisements. We do not control how Google AdMob collects or processes data. For more information about how Google processes data, please review Google’s Privacy Policy at https://policies.google.com/privacy.
Legal Basis and Purpose of Processing: The limited data processing that may occur through third-party advertising services is used for the purpose of delivering advertisements, improving ad performance, preventing fraud, and maintaining service quality. The App itself does not analyze or profile users and does not perform behavioral tracking outside of what may be conducted by the advertising provider. Data Sharing: We do not sell, trade, rent, or otherwise transfer user data to third parties. Since user-entered financial data remains exclusively on the device, it is not shared with us or any third party. Any data collected through advertising services is handled directly by the advertising provider under their own privacy terms. Data Retention: Because Paylance does not collect or store user financial data on external servers, we do not retain such data. All user-entered information remains on the user’s device until deleted by the user or removed by uninstalling the App. Security: We value user privacy and take reasonable measures to ensure that the App operates securely. However, no method of electronic storage or transmission over the internet is 100% secure. Since financial data is stored locally on the device, users are responsible for securing their devices against unauthorized access.
Children’s Privacy: Paylance is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe that a child under 13 has provided personal information through advertising services, you should contact the relevant advertising provider directly. International Users: By using the App, you acknowledge that advertising providers may process data in accordance with their own international data handling practices. We do not independently transfer or process user data across borders.
Changes to This Privacy Policy: We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the updated version on this page. Users are encouraged to review this Privacy Policy periodically. Continued use of the App after changes constitutes acceptance of those changes.
Contact Information: If you have any questions, concerns, or requests regarding this Privacy Policy, you may contact us at: Email: atopik61@gmail.com