पशु सुरक्षा योजना

PASHU DHAN BIMA YOJANA

Pashu Dhan Bima Yojna

This online rural insurance policy is designed to offer insurance cover to indigenous cattle owned by farmers, cooperative societies, dairy farms and the like.

The scope of Cover / Insurance Coverage

Security in case of death of cattle shall be provided for the following: -

Natural accidents (flood, famine, earthquake etc.)
unpredictable circumstances( Accidental in Origin.)
Diseases
Surgical Operations.
Terrorist Act
Strike, Riot and Civil Commotion risk

Subject to following Exclusions:

Insurance cover shall not be provided for Death or loss due to: -

Negligence, unskilled treatment or animal’s use (without Company’s consent) for purposes beyond the policy’s guidelines.
Such diseases/accidents that were contracted prior to policy’s commencement.
Intentional killing, however, killing under legal and/or veterinarian’s supervision is an exception.
Air or sea transport and transit beyond 80 kilometres.
Death due to Pleuropneumonia in Lakhimpur and Sibsagar District of Assam
Any kind of partial disability,be it permanent or temporary.
Damage due to war, nuclear exposure, theft, secret sales or a missing case of an insured animal.
Animal’s demise within 15 days of policy’s inception.
'No tag-No claim' provision is applicable to the policy.

AGE GROUP

Milch cows - 2 years (or age at 1st Calving) to 10 years.

Milch Buffaloes - 3 years (or age at 1st Calving) to 12 years.

Stud Bulls - 2 years(or earlier, i.e. age at sexual maturity) to 8 years

Bullocks(Castrated bulls/ Male Buffaloes) - 2 years to 12 years

Indigenous/ 1st exotic cross breed female calves/ heifers

4 months to the date of 1st calving or minimum age limit for adult female animals as above.

Animals of ages in years shown below shall be accepted under the Standard Insurances Policy subject to health certificate from a Veterinary Surgeon.

Valuation and Sum Insured

Verified Veterinarian’s guidance is to be deemed proper for fair acceptance of claim’s settlement or insurance proposal. Animal’s breed, area and location vary the Market Value and the total amount insured shall not exceed 100% of the Market Value.

Indemnity

Death Only : This case covers sum insured or market value prior to illness, whichever is less.

Policy Cancellation:

We may cancel this Policy by sending 15 days’ notice in writing by Regd. A.D. to You at Your last known address. You will then be entitled to a pro rata refund of premium for the unexpired period of this Policy from the date of cancellation, which We are liable to repay on demand. You may cancel this Policy by sending a written Notice to Us. We will then arrange a refund after retaining the premium based on the following Short Period scale.

Cancellation PeriodRefund

Within One Week of inception of cover

25% of premium

Beyond One Week of inception of cover but within 15 days of inception of cover.

12.5% of Premium

Beyond 15 days of inception of cover

NIL

MORE DETAILS VISIT -