Last Updated: May 26, 2026
Welcome to Paisa AI (“we,” “our,” or “us”).
Your privacy is important to us. This Privacy Policy explains how Paisa AI collects, uses, stores, and protects your information when you use our mobile application and related services.
By using Paisa AI, you agree to the practices described in this Privacy Policy.
We may collect information you voluntarily provide, including:
Name or username
Email address
Budget and spending preferences
Financial goals
Purchase-related questions you ask the AI
Feedback and support requests
To provide personalized insights, Paisa AI may process:
Expense details
Spending categories
Budget information
Savings goals
Shopping or purchase-related inputs
We do not store banking passwords or sensitive payment credentials.
We may automatically collect:
Device type and operating system
App usage data
Crash reports and diagnostics
IP address
App interaction analytics
2. How We Use Your Information
We use your information to:
Provide AI-powered spending insights
Help you make smarter financial decisions
Personalize budgeting recommendations
Improve app performance and user experience
Monitor and prevent fraud or misuse
Provide customer support
Develop new features and services
3. AI Processing
Paisa AI uses artificial intelligence to generate spending advice and financial insights.
Your inputs may be processed by secure third-party AI service providers to generate responses and recommendations.
AI-generated guidance is informational only and should not be considered professional financial, investment, legal, or tax advice.
4. Data Sharing
We do not sell your personal information.
We may share limited information with:
Trusted service providers
Analytics providers
Cloud hosting providers
AI infrastructure partners
Legal authorities when required by law
All third parties are expected to protect your data and use it only for authorized purposes.
5. Data Storage & Security
We use reasonable administrative, technical, and organizational safeguards to protect your information.
However, no method of electronic storage or internet transmission is completely secure, and we cannot guarantee absolute security.
6. Data Retention
We retain your information only as long as necessary to:
Provide our services
Comply with legal obligations
Resolve disputes
Enforce agreements
You may request deletion of your data at any time.
7. Your Rights
Depending on your location, you may have rights to:
Access your data
Correct inaccurate information
Request deletion
Withdraw consent
Export your data
Object to certain processing activities
To exercise these rights, contact us using the details below.
8. Children’s Privacy
Paisa AI is not intended for children under 13 years of age.
We do not knowingly collect personal information from children.
If we become aware that a child has provided personal data, we will delete it promptly.
9. Third-Party Services
Paisa AI may contain links or integrations with third-party services.
We are not responsible for the privacy practices of external websites, platforms, or services.
10. International Users
Your information may be processed and stored in countries outside your own jurisdiction where privacy laws may differ.
By using Paisa AI, you consent to such transfers where permitted by law.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Changes will be posted within the app or on our website with an updated “Last Updated” date.
Continued use of Paisa AI after updates means you accept the revised policy.
12. Contact Us
If you have questions about this Privacy Policy or your data, contact us at:
Paisa AI Support
Email: anurenjatbusiness@gmail.com