OPP CASH TERMS OF SERVICE

Welcome to OPP CASH. This Service Agreement (“Agreement”) governs your access to and use of the products and services provided by the Company (“Company” or “We”) through the OPP CASH application (“App”). By using our services, you agree to comply with the terms set forth in this Agreement. Please read this Agreement carefully before using our services.

1. Overview of Services

Through the OPP CASH App, you can apply for personal consumer loans and access other related services. The Company offers these services to eligible users as defined by this Agreement. By using the services, you agree to use them only for lawful purposes and in compliance with all applicable laws and regulations.

2. User Responsibilities

1. Account Registration and Information Provision:
   To use our services, you must provide accurate, complete, and up-to-date personal information during the registration process. You are responsible for promptly updating your account information to ensure its accuracy. Failure to do so may result in suspension or termination of your account.

2. Compliance:
   You agree to comply with all applicable laws, regulations, and the terms outlined in this Agreement. You must not use the services for any unlawful or unauthorized purpose.

3. Security:
   You are solely responsible for maintaining the confidentiality and security of your account credentials, including your password and login information. You must notify the Company immediately if you suspect any unauthorized use of your account. The Company is not liable for any loss or damage arising from your failure to safeguard your account information.

3. Use of Services

1. Provision of Services:
   The Company will make reasonable efforts to ensure that the services are available to you. However, the Company does not guarantee uninterrupted access to the services and is not liable for any disruptions caused by factors beyond its control, such as technical issues, maintenance, or force majeure events.

2. Modification of Services:
   The Company reserves the right to modify, suspend, or discontinue any part of the services at its discretion, with or without notice. Such changes may include the introduction of new features, changes to existing services, or the removal of certain functionalities.

3. Fees and Payments:
   The use of certain services, including the application for loans, may incur fees. These fees will be clearly communicated to you during the application process. By proceeding with the service, you agree to pay any applicable fees and charges.

4. Data Privacy

Your use of the services is subject to the Company’s Privacy Policy, which outlines how we collect, use, and protect your personal information. By agreeing to this Service Agreement, you acknowledge that you have read and understood the Privacy Policy and consent to the Company’s handling of your data as described therein.

5. Termination and Suspension

1. Termination by User:
   You may terminate your account and discontinue the use of the services at any time by contacting our customer service. Upon termination, your access to the services will cease, and you will remain responsible for any outstanding obligations, including the payment of any fees due.

2. Termination or Suspension by Company:
   The Company reserves the right to terminate or suspend your account and access to the services at any time, with or without notice, if you violate any terms of this Agreement or applicable laws. The Company may also terminate your account if it is inactive for an extended period or if required by regulatory authorities.

3. Rights Upon Termination:
   Upon termination of your account, the Company retains the right to enforce any legal claims related to your use of the services, including the collection of any outstanding debts.

6. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of or inability to use the services, even if the Company has been advised of the possibility of such damages. The Company’s total liability to you for any direct damages arising under this Agreement shall be limited to the amount of fees you have paid for the services, if any.

7. Dispute Resolution

Any disputes arising out of or related to this Agreement shall be resolved through good faith negotiations between the parties. If a resolution cannot be reached, the dispute shall be submitted to the competent courts in Nigeria. This Agreement shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

8. Changes to the Agreement

The Company reserves the right to update or modify this Agreement at any time. In the event of a material change, we will notify you through the App or by other reasonable means. Your continued use of the services after the changes become effective constitutes your acceptance of the revised terms. If you do not agree with the changes, you must discontinue your use of the services and terminate your account.

9. Contact Information

If you have any questions or require further information about this Agreement or the services provided by the Company, please contact our customer service at +2348105618910 or visit our website at https://oppcash.net.