Effective Date: June 2026
Welcome to OneCreditt.
OneCreditt is an educational and informational application developed to help users understand personal loans, EMI calculations, GST, SIP, FD, EPF, credit scores, and other financial concepts in a simple and easy-to-understand manner.
By accessing or using the application, you agree to the terms of this Privacy Policy.
OneCreditt does not collect or store sensitive personal or financial information from its users.
The application may collect limited technical information, including:
Device type
App version
Basic usage analytics
Crash reports
This information is collected only to improve application performance, stability, and the overall user experience.
OneCreditt is designed exclusively for educational and informational purposes.
We do not:
Provide loans
Approve loan applications
Offer banking services
Process financial transactions
Any values entered into financial calculators such as EMI, GST, SIP, or FD calculators are processed only to display calculation results and are not permanently stored.
OneCreditt does not display third-party advertisements or promotional ads within the application.
Our objective is to provide a clean, secure, and distraction-free learning experience for every user.
We use reasonable security practices to help protect the information associated with the application.
Although we strive to maintain a secure environment, users are encouraged to avoid sharing confidential financial information through the app.
The application may use limited third-party services for analytics, diagnostics, or application performance monitoring.
These services may collect anonymous technical information in accordance with their own privacy policies.
OneCreditt is not intended for children under the age of 13.
We do not knowingly collect personal information from children.
Important Notice:
OneCreditt is strictly an educational and informational application.
We are not a lender.
We are not a bank.
We are not an NBFC.
We do not provide financial services.
We do not process loan applications.
We do not facilitate any financial transactions.
All information available in the application is intended only to improve financial awareness and should not be considered financial advice.
Users are encouraged to verify all financial information directly with official banks, NBFCs, or government authorities before making any financial decisions.
We may revise this Privacy Policy from time to time to reflect updates to the application or legal requirements.
The latest version will always be made available within the application or on our official website.
If you have any questions, suggestions, or concerns regarding this Privacy Policy, please contact us:
Email: help@onecreditt.site
Last Updated: June 2026