Effective Date: October 29, 2026
Last Updated: October 29, 2026
Santiago Ramos Gonzalez ("Developer", "I", "we", or "us") respects your privacy. This Privacy Policy applies to the Oinki mobile application (the "App") and explains how information is collected, used, disclosed, and safeguarded when you use our Service.
Please read this Privacy Policy carefully. By downloading, installing, or using Oinki, you agree to the collection and use of information in accordance with this policy.
Oinki is built on a strict Privacy by Design and Local-First paradigm:
Your Data Stays on Your Device: All financial records, accounts, transactions, budgets, notes, savings goals, and tags you enter into the App are processed and stored exclusively in your device’s local memory or internal database.
No Remote Financial Servers: We do not collect, store, transmit, read, or monetize your financial logs, bank account details, or personal ledger on cloud servers.
No Obligatory External Sync: Unless you explicitly configure and authorize third-party integrations (such as manual encrypted backups to your personal cloud drive or fetching public currency exchange rates), your financial data never leaves your device.
A. Information You Provide
Because the App operates locally, any personal or financial information you input remains strictly on your device. We do not collect or store personally identifiable information (PII) directly on remote databases.
B. Device Permissions
To provide its core local functionality, the App may request access to specific device capabilities:
Biometric Authentication (Fingerprint / Face ID): Handled securely via the operating system's native enclave (Android BiometricPrompt). The App never accesses, stores, or transmits raw biometric data.
Storage / Files: Used strictly for exporting generated financial reports (PDF/Excel) or importing local statement files loaded voluntarily by the user.
Notifications: Used solely for local scheduled alerts and budget reminders.
The App uses standard framework libraries and system APIs to function properly on the Android platform. While we do not collect your personal data, third-party services provided by Google may gather non-sensitive diagnostic or system-level information as outlined below:
Google Play Services: Used for core app distribution, device compatibility, and licensing.
Privacy Policy: https://policies.google.com/privacy
Oinki is purely an organizational and calculation software tool designed for personal budgeting and bookkeeping support.
No Financial Advice: Neither the App nor the Developer acts as a registered investment advisor, certified accountant, tax consultant, or financial institution under any regulatory authority (including SEC, FINRA, SFC Colombia, CNBV, or CVM).
User Responsibility: Any economic, savings, credit, or tax decisions made based on outputs, metrics, or graphs generated by the App are the sole responsibility of the user.
Regardless of where you reside, you maintain full authority over your data stored within the App:
European Union (GDPR - Regulation EU 2016/679): Since all data is stored locally on your hardware, you maintain direct control over your personal information. You can exercise your Right to Access, Rectify, Export, and Erase ("Right to be Forgotten") at any time by clearing the App data or deleting the local database via Settings > Data Management or by uninstalling the App.
United States (CCPA / CPRA & FTC): We explicitly declare that we do not sell or share your personal data ("We do not sell or share your personal data"). We do not track users across non-affiliated apps or market data to data brokers.
Brazil (LGPD - Law No. 13.709/2018): Principles of free access, transparency, and data security are guaranteed by design through local storage.
Colombia (Ley Estatutaria 1581 de 2012 / Habeas Data): Confidentiality, restricted distribution, and information security are respected in accordance with Colombian privacy regulations.
Oinki does not knowingly address or collect personal information from children under the age of 13 (or under 16 in certain jurisdictions). Because all data remains local on the device, no information is intentionally solicited from or transmitted by minors to remote servers.
User Custody: Securing physical and digital access to your device (via passcodes, screen locks, or biometric locks) is your sole responsibility.
Data Backups: You are responsible for maintaining backups of your financial records if desired. The Developer cannot recover data lost due to device formatting, hardware damage, theft, or App uninstallation.
We may update our Privacy Policy from time to time. Any changes will be published on this page with an updated "Last Updated" date. You are advised to review this policy periodically for any changes.
If you have any questions, suggestions, or concerns regarding this Privacy Policy or your data privacy, please contact us at:
Developer: Santiago Ramos Gonzalez
Email: j4fdevelopment@gmail.com