LECTURE SHEET 5

LECTURE SHEET 05 

TYPE : BCS & ALL JOBS

যদি কোন বিশেষ জবের জন্য প্রস্তুুতি নিতে চান যেমন বি সি এস অথবা ব্যাংক জব অথবা প্রাইমারি অথবা এমন কোন বিশেষ জব যার পরীক্ষা পরবর্তী ৩-৬ মাসের মধ্যে হবে  তাহলে উক্ত জবের বিশেষ কোর্স এ জয়েন করবেন । এখানে ফ্রি তে শুধু সকল জবের প্রস্তুতি করানো হবে এবং থাকবে ম্যাথ ও ইংরেজির উপর বিশেষ আলোচনা । কোন লেকচার এর কোন প্রশ্ন না বুছলে জানাতে হবে যাতে আমরা সলভ করতে পারি আপনার সমস্যা । অবশ্যই ্একটি পরীক্ষা দিয়ে হোটস অ্যাপ এ নক দিবেন  

1. The primary function of a commercial bank is to:

   • a) Issue currency notes. (Incorrect)

   • b) Accept deposits and lend money. (Correct)

   • c) Manage the government's finances. (Incorrect)

   • d) Print traveler's checks. (Incorrect)

2. The central bank of a country is responsible for:

   • a) Providing loans directly to individuals. (Incorrect)

   • b) Regulating the commercial banking system. (Correct)

   • c) Offering investment products to the public. (Incorrect)

   • d) Collecting taxes from citizens. (Incorrect)

3. A key difference between a savings account and a current account is:

   • a) Interest rate offered. (Correct)

   • b) Minimum balance requirement. (Also true, but not the key difference)

   • c) Availability of cheque facilities. (Incorrect)

   • d) Both a and b. (Not the most concise answer)

4. Non-Performing Assets (NPAs) in a bank refer to:

   • a) Highly profitable loans. (Incorrect)

   • b) Loans on which the borrower is not making repayments. (Correct)

   • c) Savings accounts with high activity. (Incorrect)

   • d) Investments in government securities. (Incorrect)

5. KYC stands for:

   • a) Know Your Credit Score. (Incorrect)

   • b) Know Your Customer. (Correct)

   • c) Keep Your Cash Safe. (Incorrect)

   • d) Keep Your Credit Clean. (Incorrect)

6. The process of verifying the identity and address of a customer is called:

   • a) Credit assessment. (Incorrect)

   • b) KYC compliance. (Correct)

   • c) Loan processing. (Incorrect)

   • d) Risk management. (Incorrect, while related, not the specific process)

7. Basel Accords are international regulations established to:

   • a) Set interest rates for commercial banks. (Incorrect)

   • b) Ensure the capital adequacy of banks. (Correct)

   • c) Determine the maximum loan amount for individuals. (Incorrect)

   • d) Standardize financial reporting practices. (Incorrect, while related, not the specific purpose)

8. The Cash Reserve Ratio (CRR) is a tool used by the central bank to:

   • a) Increase the money supply in the economy. (Incorrect)

   • b) Control the amount of money available for lending by banks. (Correct)

   • c) Attract foreign investment. (Incorrect)

   • d) Reduce interest rates on loans. (Incorrect)

9. The role of a loan officer in a bank is to:

   • a) Manage customer accounts. (Incorrect)

   • b) Assess loan applications and manage loan portfolios. (Correct)

   • c) Process customer transactions. (Incorrect)

   • d) Market bank products to potential customers. (Incorrect)

10. Which of the following is NOT a core function of a bank?

    • a) Accepting deposits. (Correct)

    • b) Providing financial advice. (Incorrect, some banks offer financial advisory services)

    • c) Issuing credit cards. (Correct)

    • d) Facilitating international trade transactions. (Correct, while some banks do this, it's not a core function for all)

11. Which tense is used to express habitual actions in the past?

    • a) Present Simple

    • b) Present Perfect Continuous

    • c) Past Simple (Correct)

    • d) Past Continuous

12. Which tense is used to talk about an action that started in the past and continues up to the present, with the possibility of continuing into the future?

    • a) Present Simple

    • b) Present Perfect Continuous (Correct)

    • c) Past Simple

    • d) Future Simple

13. The sentence "She has been waiting for her friend for an hour." is in which tense?

    • a) Present Simple

    • b) Present Continuous

    • c) Present Perfect Continuous (Correct)

    • d) Past Continuous

14. "I will be going to the beach tomorrow." is an example of which tense?

    • a) Future Continuous (Correct)

    • b) Future Simple

    • c) Present Perfect Continuous

    • d) Present Continuous

15. Which tense do we use to talk about a completed action in the future?

    • a) Present Simple

    • b) Future Perfect (Correct)

    • c) Past Simple

    • d) Future Continuous

16. The sentence "I had already finished my work before the meeting started." is in which tense?

    • a) Present Perfect Simple

    • b) Past Perfect (Correct)

    • c) Future Perfect

    • d) Present Continuous

17. "She went to the store yesterday." is in which tense?

    • a) Present Simple

    • b) Present Continuous

    • c) Past Simple (Correct)

    • d) Past Perfect

18. Which tense is used to talk about actions happening at the same time in the past?

    • a) Past Simple

    • b) Past Continuous (Correct)

    • c) Present Simple

    • d) Present Continuous

19. "I am reading a book right now." is in which tense?

    • a) Past Simple

    • b) Present Perfect Continuous

    • c) Present Continuous (Correct)

    • d) Future Simple

20. The sentence "They will have finished the project by next week." is in which tense?

    • a) Future Simple

    • b) Future Perfect (Correct)

    • c) Present Perfect Continuous

    • d) Past Perfect

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আপনি যদি স্টুডেন্ট হয়ে থাকেন বা বাসায় বসে বিনা খরচে প্রস্তুুতি নিতে চান তাহলে এটি আপনার জন্য বেস্ট অব দ্যা বেস্ট  অপশন । সবাই কে শেয়ার করবেন আমাদের জব পেজ  যাতে আমরা আরও অনেক জব প্রত্যাশিদের সহায়তা করতে পারি । আপনার কাংখিত জব না হওয়া পর্যনাÍ সকল নির্দেশনা ও সাজেশন পেতে থাকবেন ।

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অযথা বা বিনা কারনে বা আমাদের অবহিত না করে বা যদি কোন এস এম এস ছাড়া আপনি পরপর তিনটি পরীক্ষা না দেন তবে আপনার রেজিস্ট্রেশন বাতিল হবে