When it comes to buying a car in Australia, many employees and employers prefer novated leasing because it offers tax benefits, flexibility, and convenience. However, calculating lease costs, savings, and overall affordability can often feel complex. That’s where NovatedCalc comes in—a smart and reliable tool designed to make novated lease calculations simple, transparent, and accurate.
In this article, we’ll explore what NovatedCalc is, how it works, and why it has become a trusted resource for employees and businesses considering novated leasing.
NovatedCalc is an online calculator specifically built to estimate the costs and benefits of a novated lease. It helps users:
Calculate pre-tax and post-tax deductions
Estimate income tax savings
Compare the cost of car ownership vs. leasing
Understand employer contributions
Plan budgets effectively
By using NovatedCalc, employees can see the true cost of leasing a car through salary packaging without needing complicated manual calculations.
Novated leasing involves three parties—employee, employer, and financier. Since payments are split between pre-tax and post-tax income, understanding the actual savings can be confusing. NovatedCalc solves this problem by providing:
Transparency – Clear breakdown of costs, savings, and inclusions.
Time-Saving – No need for manual math or spreadsheets.
Financial Planning – Helps employees decide if leasing is the right choice.
Employer Support – Assists HR and payroll teams in managing salary packaging.
Informed Decisions – Ensures employees choose cars and lease terms within their budget.
Using NovatedCalc is straightforward:
Enter Salary Details – Input your gross annual income.
Choose Vehicle – Enter car price, running costs, and lease term.
Select Lease Options – Decide on residual values, finance rates, and tax details.
View Results – Instantly see estimated salary deductions, tax savings, and total lease costs.
This process allows both employees and employers to quickly understand the financial impact of a novated lease.
✅ Accurate Estimates – Get realistic numbers based on salary and car choice.
✅ Tax Clarity – Understand how much income tax you’ll save.
✅ Comparison Tool – Compare leasing vs. buying outright.
✅ Budget-Friendly – Plan better with clear monthly cost projections.
✅ Employer Efficiency – Simplifies payroll and HR management.
Employees considering novated leasing as part of salary packaging.
Employers who want to explain lease benefits to staff.
Finance Managers calculating car lease scenarios.
Fleet Managers optimizing vehicle leasing strategies.
With rising car costs and living expenses, tools like NovatedCalc empower employees to make smarter financial choices. By highlighting tax savings and comparing different options, it reduces uncertainty and gives employees confidence in leasing decisions.
NovatedCalc is more than just a calculator—it’s a decision-making tool that brings clarity, transparency, and confidence to the novated leasing process. Whether you’re an employee looking to maximize your tax savings or an employer supporting staff benefits, NovatedCalc simplifies the numbers so you can focus on making the right choice.
If you’re planning to get your next car through salary packaging, try NovatedCalc first—it may reveal savings you didn’t even know were possible.
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