We help buyers who had a past or present credit problem such as Charge-Offs, Short Sale, Medical bills & Low Credit Score's to get a home loan with low down payments and attractive rates.
Do you have questions regarding home loan options?
Contact Diego directly at 727-244-7076 for a Free Consultation and you can rest assured that all of your questions will be answered and all of your concerns addressed.
- FHA Loan 3.5% Down Payment
- VA Loan $0 Down Payment
- Conventional Home Loans 5% Down Payment
- HomeReady® 3% Down Payment* *On approved homes: Try the HomeReady lookup tool or Learn more here
- HomePossible® 3% Down Payment* *On approved homes: Try the HomePossible lookup tool or Learn more here
Many renters can actually afford to buy a home, so why don’t they?
Purchasing a home can be easier if you have the right information and understand the process.
The first step before you go look at homes is to secure property financing. You should contact mortgage brokers, banks, and lenders to find the one you feel better understands your situation. Don't settle for a pre-qualification letter (this is worthless) but insist on a written pre-approval. The pre-approval should come with a Desktop Underwriter findings stating Approve/Eligible or Loan Product Advisor feedback certificate stating Eligible/Accept. If you would like more information on this please contact us.
Owning your own home has potential rewards. You can earn equity in the home and improve your family's financial security. With rates at historic lows, it is often even more affordable than renting. We have many options available and can find you the best home mortgage.
You may also qualify by putting down as little as 3% of the home price.
For example, if you wanted to purchase a $100,000 house, your down payment could be as little as $3,000. Additional closing costs may apply.
No application fee and competitive rates make purchasing your dream home a very affordable reality.
Discover Your Options: Trust, Transparency, and Quality service.
We are NMLS licensed Mortgage Loan Originators. We will meet with you face to face to understand your unique situation and explain all your options in detail and help you understand the best program for your needs. We even provide you with a no-cost, no-commitment quote Get Started Today!
We’re Mortgage Brokers. We’re Better.
Big banks can be a big hassle. They only have access to their own mortgage products, often have higher rates, and aren’t required to be licensed. We’re mortgage experts. We work with multiple lenders and can offer you:
· Attractive rates
· More options
· Faster closings
Benefits of working with Mortgage USA:
- Quick & Easy Free Pre-Qualification & Pre-Approval's
- No application, origination, rate lock fees!
- Face to Face service with a Local NMLS Licensed Mortgage Loan Originator to assist you during the whole home buying experience
- Home Loans with Attractive Rates that are available from multiple providers.
- You can still get financed even with derogatory marks on your credit history.
- Easy Process we will even help you gather documents!
- We're Fast! Close most loans in as few as 30 business days! **From intent to proceed to sign closing loan documents. Does not apply for all programs
- Whether you're a first-time home-buyer or refinancing to save money, we promise to make your experience, simple, and as hassle-free as possible.
Equal Housing Opportunity Stated Loans Commercial LLC - D/B/A MortgageUSA NMLS # 1433613 Please Note: We care about your security and privacy. Please don't include identifying information like account numbers, birth dates and social security numbers in emails to us. Call us instead for secure email options or send the information by fax or regular US mail. Stated Loans Commercial LLC (D/B/A MortgageUSA) State License Numbers: FL – MBR1928