Permanent residents and Canadian citizens, who pay taxes towards the healthcare system, can only access Medicare in that nation. They can avail themselves of medical services when needed. However, international students cannot access Medicare in Canada because they do not pay taxes there. Students working part-time in that nation pay taxes partially. They need to select private healthcare services for their medical needs.
The healthcare policy in the thirteen provinces of Canada varies. People who are eligible for free healthcare receive a card to avail themselves of medical services. It takes some time to receive the card, and again, it depends on where you reside in Canada.
The best medical insurance for international students
If you are searching for the best and most affordable Medical Insurance for Students to Canada, you need to first understand the type of healthcare insurance available in that nation. Basic insurance covers most healthcare services for international students. The students can choose iMED for the first three months of their stay in Canada. You need to take MSP from the fourth month for your medical needs. It is valid until the expiration of your student visa.
International students to Canada can avail of extended health insurance such as the GSS or AMS extended health and dental plan for their entire stay. The accompanying family members can also avail themselves of this medical insurance to cover illnesses and services that are not included in the basic insurance plan.
Get a quote for basic, enhanced, or standard medical insurance
You can seek a quote from a reputable travel and medical insurance company in Canada if you hold a student visa. The medical coverage offered for basic, standard, and enhanced insurance options vary from $15,000 to $200,000. You need to choose the enhanced plan to cover pre-existing diseases. It is advised to check coverage details with your insurance provider before choosing the best medical insurance plan.
Student visa insurance
Medical expenses are very high in Canada. So, you can get Student Visa Canada Insurance by checking the website of the respective institution or university, filling out and submitting the insurance application, and making the required payment.
Benefits offered under the enhanced insurance plan are
· Physician-prescribed medical tests to diagnose your health condition
· Expenses toward the care offered in and out of the hospital
· Expenses towards advanced diagnostic services like sonograms, cardiovascular surgery, etc.
Travel insurance for international students
Students and their families from overseas who are in Canada need Super Visa Insurance by Manulife. It helps to reduce out-of-pocket expenses while in Canada. You need to provide proof of having medical insurance for a minimum of $100,000 to apply for a Super Visa in Canada.
You can get a quote from nearby insurers and compare the quotes and benefits offered under each plan before signing a check. You should be at least 30 years old to get this insurance. It covers travel accidents and medical expenses up to $150,000.
For more information please visit: — Super Visa Insurance by Manulife