This privacy policy applies to the Loanpal - EMI Loan Calculator app (hereby referred to as the "Application") for mobile devices that was created by Self (hereby referred to as the "Service Provider") as a Free service. This service is intended for use "AS IS."
Information Collection and Use
The Application collects information when you download and use it. This information may include:
Your device's Internet Protocol address (e.g. IP address)
The pages of the Application that you visit, the time and date of your visit, the time spent on those pages
The operating system you use on your mobile device
The Application does not gather precise information about the location of your mobile device.
The Service Provider may use the information you provided to contact you from time to time to provide you with important information, required notices, and marketing promotions.
For a better experience, while using the Application, the Service Provider may require you to provide certain personally identifiable information. The information that the Service Provider requests will be retained and used as described in this privacy policy.
Data Shared (and for what purpose)
Data that may be shared with other companies or organizations:
App info and performance
Crash logs (for App functionality, Analytics)
Other app performance data (for App functionality, Analytics)
Diagnostics (for App functionality, Analytics)
App activity
App interactions (for App functionality, Analytics)
Other actions (for App functionality, Analytics)
Device or other IDs
Device or other IDs (for App functionality, Analytics, Advertising, or Marketing)
Data Collected (and for what purpose)
Data this app may collect:
Personal Info
Other info (for App functionality)
Financial info
Other financial info (for App functionality)
App info and performance
Crash logs (for App functionality, Analytics)
Other app performance data (for App functionality, Analytics)
Diagnostics (for App functionality, Analytics)
App activity
App interactions (for App functionality, Analytics)
Other actions (for App functionality, Analytics)
Device or other IDs Device or other IDs (for App functionality, Analytics, Advertising, or Marketing)
Third-Party Access
Only aggregated, anonymized data is periodically transmitted to external services to aid the Service Provider in improving the Application and their service. The Service Provider may share your information with third parties in the ways described in this privacy statement.
The Application utilizes third-party services that have their own Privacy Policy regarding the handling of data. Below are the links to the Privacy Policies of third-party service providers used by the Application:
Google Play Services
AdMob
Glide
Volley
Android-SpinKit
Facebook Shimmer for Android
Facebook SDK for Android
Lottie
CircleImageView
SDP - a scalable size unit
android-gif-drawable
Meta Audience Network
MPAndroidChart
Picasso
Pager Dots Indicator
Important Permissions We Request:
Depending on the context of your interactions with us, we may ask you to provide certain permissions in order to allow our app to perform properly. You may choose to opt-out at any time, but please note that not granting these permissions can result in the malfunctioning of the app. The permissions we ask for are listed below:
Device or Other IDs
Permission: android.permission.READ_PHONE_STATE
Description: This permission allows the app to access the phone's unique device ID, network information, and status. It is used for user identification, analytics, and ensuring that the app functions correctly on your device.
Internet Permission:
android.permission.INTERNET
Description: This permission allows the app to access the internet, enabling it to load content from the web and perform network-related operations. It is essential for functionalities such as connecting to remote servers and retrieving data. Access
Network State Permission: android.permission.ACCESS_NETWORK_STATE
Description: This permission allows the app to view information about the device's network connections, such as whether Wi-Fi or mobile data is active. It is used to optimize the app’s behavior based on network status.
Post Notifications Permission: android.permission.POST_NOTIFICATIONS
Description: This permission allows the app to send push notifications to the user. It is used to notify users about updates, new features, or important app-related information.
Wi-Fi Connection Information
View Wi-Fi connections
Phone
Read phone status and identity
Other Permissions
Update component usage statistics
Receive data from the Internet
Notifications
Full network access View network connections
Prevent device from sleeping
Connect and disconnect from Wi-Fi
The Service Provider may disclose User Provided and Automatically Collected Information:
As required by law, such as to comply with a subpoena or similar legal process
When they believe in good faith that disclosure is necessary to protect their rights, protect your safety or the safety of others, investigate fraud, or respond to a government request
With their trusted service providers who work on their behalf, do not have an independent use of the information disclosed, and have agreed to adhere to the rules set forth in this privacy statement
Opt-Out Rights
You can stop all collection of information by the Application easily by uninstalling it. You may use the standard uninstall processes available as part of your mobile device or via the mobile application marketplace or network.
Data Retention Policy
The Service Provider will retain User Provided data for as long as you use the Application and for a reasonable time thereafter. If you'd like them to delete User Provided Data that you have provided via the Application, please contact them at experimentprobability1997@gmail.com, and they will respond within a reasonable time.
Children
The Service Provider does not knowingly collect personally identifiable information from children under the age of 13. If a parent or guardian becomes aware that a child under 13 has provided personal information, they should contact the Service Provider at experimentprobability1997@gmail.com to delete the information immediately.
Security
The Service Provider is concerned about safeguarding the confidentiality of your information. They provide physical, electronic, and procedural safeguards to protect the information processed and maintained.
Changes
This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of any changes to the Privacy Policy by updating this page with the new version. Continued use of the Application is deemed approval of all changes.
This privacy policy is effective as of 2025-03-26.
Your Consent
By using the Application, you are consenting to the processing of your information as set forth in this Privacy Policy now and as amended by us.
Contact Us
If you have any questions regarding privacy while using the Application, or have questions about the practices, please contact the Service Provider via email at mustcapitaltech@gmail.com.