MPESA Statement: Step-by-Step Guide to Check Your Transactions

M-Pesa has changed the way Kenyans manage money, providing a simple and reliable way to send, receive and store funds. Whether for business or personal use, knowing how to check your MPESA details helps you stay financially aware and prevent fraud.

What is MPESA Statement?

MPESA statement is a detailed record of all your mobile money transactions. There are two main types:

• Mini Statement: Displays your last five transactions via SMS.

• Full details: Shows transactions up to one year delivered via email.

Ways to check your MPESA details

1. Using USSD Code

1. Dial *334# on your phone.

2. Select "My Account".

3. Select “M-PESA Statement”.

4. Choose between short or full description.

5. Your details will be sent via SMS or email.

2. Using the MySafaricom App

• Download the MySafaricom app and log in.

• Go to M-Pesa → Statements.

• Select your preferred statement type.

3. Using STK (SIM Tool Kit)

• Open M-Pesa → My Account → Mini Statement.

• Enter your PIN to receive your latest transactions via SMS.

4. Using MPESA App

• Open the MPESA app and log in.

• Tap on MPESA Statement → View All → Export Statement.

• Select the time frame you want and tap Generate Statement.

5. Using M-Ledger App

 For detailed analysis, download the M-Ledger app. It categorizes and exports transactions to Word or PDF and can back up your data.

How to download MPESA statement online

Open your email from Safaricom, enter your ID number (National ID, Passport, Alien ID, etc.) as the password and download the file.

Why checking MPESA details matters

• Detect fraudulent activities quickly.

• Verify the accuracy of the transaction.

• Keep track of spending habits and fees.

Conclusion:

You can check your MPESA statement easily through USSD, apps, or online. Staying informed ensures safe and smart financial management.

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