Privacy Policy — Mortgage Calculator & Loan EMI
Effective date: July 8, 2026
Last updated: July 8, 2026
This Privacy Policy explains how the mobile application Mortgage Calculator & Loan EMI ("the App", "we", "us", or "our") handles information when you use it. By downloading or using the App, you agree to the practices described in this policy. If you do not agree, please do not use the App.
The App is a financial calculator that helps you estimate mortgages, loans, EMIs, interest, savings, and related figures. It is provided for informational and educational purposes only and does not constitute financial advice.
1. Information We Collect
Information you enter into the App. The numbers you type into the calculators (for example home price, loan amount, interest rate, income, or savings) and any calculations you choose to save are stored only on your device. We do not transmit, upload, or have access to this information. Saved calculations and your settings (theme, currency, number format) remain on your device and are deleted when you clear them in the App or uninstall the App.
Information collected automatically by third‑party services. To keep the App free and to understand how it is used, the App uses third‑party SDKs that may automatically collect certain information, which can include:
- Device information (device model, operating system version, language, and region)
- App usage and diagnostic data (screens viewed, features used, crashes, and performance)
- Advertising identifiers and similar device identifiers
- Approximate, non‑precise location inferred from IP address (used by advertising services)
We do not ask for your name, email address, phone number, or precise GPS location, and the App does not require you to create an account or sign in.
2. Third‑Party Services
The App relies on the following third‑party services, each of which has its own privacy policy:
- Google AdMob – serves advertisements within the App and may use advertising identifiers to deliver and measure ads.
Privacy policy: https://policies.google.com/privacy
How Google uses data: https://policies.google.com/technologies/partner-sites
- Google Firebase Analytics – provides anonymous/aggregated us
Privacy policy: https://firebase.google.com/support/privacy
- Google Play Services – supports the services above on Androi
Privacy policy: https://policies.google.com/privacy
These providers process data as independent controllers under their own terms. We encourage you to review their policies.
3. How We Use Information
We use the information described above to:
- Operate, maintain, and improve the App
- Display advertisements that help keep the App free
- Analyze usage trends and diagnose crashes and performance issues
- Protect against fraud, abuse, and technical problems
We do not sell your personal information.
4. Advertising and Your Choices
The App shows banner, interstitial, and app‑open ads through Gr region and settings, ads may be personalized. You can control ad personalization:
- Android: Settings → Google → Ads, where you can reset or delete your advertising ID and opt out of ad personalization.
- Where required by law, the App will request your consent bef
5. Permissions
The App requests the following device permissions:
- Internet / Network access – required to load advertisements
- Storage Access Framework (document creation) – used only when you choose to export a calculation (for example to PDF, CSV, or image). Files are written to the location you select; the App does not scan or read your
6. Data Storage and Security
Your calculations and preferences are stored locally on your dstorage mechanisms and are not sent to us. Informationcollected by the third‑party services above is stored on their servers under their security practices. While we and our providers take reasonable measures
to protect information, no method of transmission or storage i
7. Data Retention
Data you enter and save remains on your device until you deletthe App. Data collected by third‑party services is retainedaccording to their respective retention policies.
8. Children's Privacy
The App is not directed to children under the age of 13 (or the minimum age required in your jurisdiction), and we do not knowingly collect personal information from children. If you believe a child has providedtact us and we will take appropriate steps to remove it.
9. Your Rights
Depending on where you live (for example under the EU/UK GDPR you may have rights to access, correct, delete, or restrictthe processing of your personal data, and to opt out of the "sale" or "sharing" of personal information. Because the App does not collect directly
identifying information, most requests should be directed to ted above. You may also contact us using the details below.
10. International Users
The App may be used worldwide. Information collected by third‑ed in countries other than your own, including the UnitedStates, which may have different data‑protection laws than your country.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the App
after changes take effect constitutes acceptance of the update
12. Contact Us
If you have questions or requests regarding this Privacy Polic
Mortgage Calculator & Loan EMI
Email: adrjdev@outlook.com