Privacy Policy
Last Updated: July 21, 2026
Welcome to MoneyTrack ("we," "our," or "us"). We are committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our MoneyTrack mobile application.
Key Takeaway: MoneyTrack stores all your financial data locally on your device. We do NOT collect, transmit, or store your personal or financial data on any external servers.
1. Information We Collect
1.1 Information You Provide
MoneyTrack allows you to input the following information solely for the purpose of tracking your finances within the app:
Transaction Data: Income and expense amounts, categories, dates, and optional notes
Budget Data: Monthly budget amounts for various spending categories
Savings Goals: Target amounts and your progress toward your savings goals
App Preferences: Currency selection, dark mode settings, and other display preferences
All of this data is stored exclusively on your device's local storage using the built-in Android Room Database. It is never transmitted to any external server, cloud service, or third party.
1.2 Information We Do NOT Collect
We want to be absolutely clear — MoneyTrack does NOT collect:
Personal identification information (name, email address, phone number)
Financial account credentials (bank login details, credit card numbers, account numbers)
Device location data (GPS or network-based location)
Contacts or address book information
Photos, media files, or documents
Browsing history or usage analytics
Any data from other apps on your device
Biometric data (fingerprints, facial recognition)
2. How We Use Your Information
The information you enter into MoneyTrack is used exclusively to provide you with the app's core functionality, all processed locally on your device:
To display your income and expense summaries on the dashboard
To calculate and display your budget progress
To track your savings goal achievements
To generate analytics and charts about your spending patterns
To export your transaction data as CSV files when you choose to
To remember your app preferences (currency, theme, etc.)
No data processing occurs outside of your device. We do not analyze, mine, share, or sell your data for any purpose.
3. Data Storage and Security
3.1 Local Storage
All your data is stored locally on your Android device using the Room Database, which is Android's built-in secure SQLite database system. Your data remains on your device at all times and is never uploaded to any cloud or remote server.
3.2 Data Security
We take reasonable measures to protect your information:
All data is stored in the app's private storage area, which is sandboxed by the Android operating system
Other apps cannot access MoneyTrack's database without system-level privileges
No data is transmitted over the internet (except ad content from AdMob)
The app does not require any special permissions beyond internet access for ads
3.3 Data Loss Risk
Important: Since your data is stored only on your device, it will be permanently lost if you:
Uninstall the app
Factory reset your device
Clear app data through system settings
We strongly recommend periodically exporting your data using the CSV export feature to create your own backups.
4. Third-Party Services
4.1 Google AdMob
MoneyTrack uses Google AdMob to display advertisements within the app. AdMob may collect certain device information to serve relevant ads, including:
Data Type
Purpose
Stored By
Device advertising ID
Ad personalization and delivery
Device model & OS version
Ad targeting and optimization
IP address
Ad delivery and fraud prevention
App interaction data
Ad relevance measurement
AdMob's data collection is governed by Google's Privacy Policy. You can opt out of personalized advertising by:
Going to your Android Settings → Google → Ads → Opt out of Ads Personalization
Or resetting your advertising ID in the same settings
4.2 No Other Third Parties
MoneyTrack does NOT integrate with any other third-party services, SDKs, or analytics platforms. We do not use:
Google Analytics
Firebase Analytics
Facebook SDK
Crashlytics
Any other tracking or analytics service
5. Data Sharing
We do NOT share your personal or financial data with anyone. Specifically:
We do not sell, rent, or trade your data
We do not share your data with advertisers (AdMob receives only device-level data as described in Section 4.1)
We do not share your data with any government agencies unless legally required to do so
We do not share your data with any business partners or affiliates
We do not use your data for credit checking or consumer reporting
6. Children's Privacy
MoneyTrack is not directed to children under the age of 13. We do not knowingly collect personal information from children. Since we do not collect any personal data on our servers, your child's financial entries remain only on their device.
If you are a parent or guardian and believe your child has provided us with any information, please contact us and we will take appropriate action.
7. Your Rights and Choices
You have full control over your data at all times:
Action
How To Do It
View your data
All transaction, budget, and goal data is visible within the app
Export your data
Use the CSV export feature in Settings to download your transaction history
Delete your data
Use the "Delete All Data" option in Settings, or uninstall the app
Opt out of ad personalization
Adjust your Android advertising settings (see Section 4.1)
Change preferences
Modify currency, theme, and other settings at any time in the app
For users in the EU/EEA (GDPR) and California (CCPA): You have the right to access, rectify, or delete any personal data we might hold. However, since all your data is stored locally on your device and we do not maintain any server-side database, you can exercise these rights directly within the app.
8. Data Retention
Your data is retained on your device for as long as you have the app installed. If you uninstall the app, all locally stored data is permanently deleted and cannot be recovered. We have no ability to restore your data since it is never backed up to any external server.
9. International Users
MoneyTrack is available worldwide. Since all data is stored locally on your device:
Your data remains within your physical possession at all times
Your data is subject to the laws of your jurisdiction
We do not transfer any data across borders because no data ever leaves your device
We do not operate any data processing facilities outside your device
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make significant changes, we will:
Update the "Last Updated" date at the top of this page
Notify you through an in-app notification or announcement
Post the updated policy on this page
Your continued use of the app after any changes constitutes your acceptance of the updated Privacy Policy.
11. Permissions Required by the App
Permission
Why We Need It
INTERNET
Required to load advertisements from Google AdMob. No other internet usage.
ACCESS_NETWORK_STATE
Required by AdMob to check internet connectivity before loading ads.
POST_NOTIFICATIONS (Android 13+)
Optional - to show daily financial summary and budget alerts. You may deny this permission.
MoneyTrack does NOT request: Camera, microphone, location, contacts, SMS, phone, storage, or any other sensitive permissions.
12. Compliance
This Privacy Policy is designed to comply with:
Google Play Store Developer Program Policies
General Data Protection Regulation (GDPR) — European Union
California Consumer Privacy Act (CCPA) — California, USA
Children's Online Privacy Protection Act (COPPA) — USA
App Tracking Transparency guidelines
📬 Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us at:
Email: rezpayofficial@gmail.com
We will respond to your inquiry within 30 business days.