MoneyMatePro Privacy Policy
Effective Date: April 20, 2025
1. Introduction
MoneyMatePro respects your privacy. This Privacy Policy explains what information MoneyMatePro collects, how we use it, and your rights in relation to that information. By using MoneyMatePro, you agree to the collection and use of data as described below.
2. Information We Collect
Local Transaction Data
• What: Amount, date/time, category, notes, and type (income/expense) of each transaction you enter.
• Where: Stored securely on your device (in UserDefaults).
Budget & Planning Data
• What: Monthly budget, savings target, and per‑category spending plans you configure.
• Where: Stored locally on your device.
Device Permissions & Usage
• Notifications: Permission to send you local alerts (e.g. low balance, reminders).
• Diagnostics (Optional): Crash logs or usage analytics if you opt in—anonymous and used only to improve the app.
3. How We Use Your Information
Display your current balance, budgets, and spending charts.
Send you local notifications when your balance is low or for periodic reminders.
Enable CSV export of your transactions for backup or import into other tools.
(If enabled) Collect anonymous crash and usage data to help diagnose issues and improve MoneyMate.
4. Data Storage & Security
On‑Device Storage: All personal and financial data remains on your iPhone or iPad unless you explicitly export it (e.g., via CSV).
No Cloud Backup by Default: We do not upload your transactions or budgets to any server. If you back up your device via iCloud or iTunes Backup, MoneyMate data will be included in that backup.
Security Measures: We follow Apple’s best practices for local data storage and do not transmit your data over the network.
5. Data Sharing & Disclosure
We do not sell, rent, or share your personal or financial data with third parties.
We may share aggregated, anonymous usage statistics (if you opt in to analytics) to help us improve the app—but never any personally identifiable information.
6. Third‑Party Services
Apple Notifications Framework: Used to deliver local alerts.
SwiftUI Charts, Combine, etc.: Standard iOS frameworks—no external SDKs for analytics by default.
If we ever integrate additional third‑party services (e.g. analytics SDKs), we will update this policy and request your consent first.
7. Children’s Privacy
MoneyMate is not intended for children under 13. We do not knowingly collect personal information from anyone under 13. If you believe a child under 13 has provided us personal data, please contact us to have it deleted.
8. Changes to This Privacy Policy
We may update this policy from time to time. When we do, we will post the new version here with an updated “Effective Date.” Your continued use of MoneyMate after any change constitutes acceptance of the revised policy.
9. Your Rights
Access & Correction: All data is stored locally—open MoneyMatePro to view or edit your transactions, budgets, and plans at any time.
Export & Deletion: You may export your transactions via CSV or delete individual transactions/plans within the app.
Contact Us: For any privacy‑related requests, please email us at: Ayman.mellas.eng@gmail.com
Thank you for choosing MoneyMatePro. We’re committed to keeping your financial data private and secure. If you have any questions or concerns about this policy, please reach out!