Privacy Policy for Money Keeper
1. General Principles
We are committed to transparent and secure data processing. This Privacy Policy explains what personal data we collect, why we collect it, how we use it, and what rights you have.
We process your personal data only when:
necessary to provide the Service (e.g., saving your financial records),
required by law, or
you have given your consent.
We do not process sensitive data such as racial or ethnic origin, political opinions, religious beliefs, health data, or biometric data.
If you are under 13 years of age, you are not permitted to use Money Keeper.
Money Keeper / we / us / our – The developer and operator of this application (individual developer).
Service – The Money Keeper mobile application designed for personal financial tracking and expense management.
User / you – Any person who uses the Service.
Account
Specific Data: Email address, encrypted password
How We Obtain It: You provide them during registration
Profile (optional)
Specific Data: Name, profile photo
How We Obtain It: You may enter them voluntarily
Payment & Subscription
Specific Data: Transaction ID, subscription type, purchase date
How We Obtain It: Provided by Apple App Store or Google Play; we do not see your payment card number
Financial Data (Your Content)
Specific Data: Income, expenses, amounts, currencies, categories, notes, receipt photos, budgets
How We Obtain It: You enter or import this data directly into the app
Technical & Analytical Data
Specific Data: IP address, device type, OS version, app crash logs, basic usage statistics
How We Obtain It: Collected automatically to fix bugs and improve performance
Mobile Permissions
Specific Data: Camera, storage, notifications
How We Obtain It: Only if you grant permission (e.g., to take receipt photos)
Important Notes:
We do not connect to banks or use any AIS (Account Information Service)
All your financial data is stored either locally on your device or on our secure servers only if you enable backup/sync
We use your data to:
Provide the Service – Save, organize, and display your financial records.
Sync across devices – If you enable cloud backup, your data is synced.
Respond to you – Answer support requests sent to cnc.mobileapp@gmail.com.
Improve the app – Analyze crash reports and basic usage to fix bugs.
Marketing – Only if you explicitly sign up (e.g., newsletter). You can withdraw consent anytime.
We do not sell your data, show you targeted ads, or share financial data with third parties for their own purposes.
We share your data only to the extent necessary with limited service providers, such as:
Cloud hosting (if you enable backup/sync) – to store your encrypted data.
Crash reporting tools (e.g., Firebase Crashlytics) – to improve app stability.
We do not share your data with banks, advertisers, or other users (unless you manually export or share something yourself).
We keep your personal data as long as you actively use your account.
If you do not log in for more than 12 months, we may delete your account after prior notice.
You can request account deletion at any time (the "right to be forgotten") via the app settings or by emailing cnc.mobileapp@gmail.com.
After deletion, your data will be permanently removed from our active servers within 30 days.
Backups are kept for a limited period and are automatically overwritten.
Some data may need to be retained longer if required by law (e.g., tax-related records).
We follow reasonable security practices:
All communication between your device and our servers is encrypted using SSL.
Passwords are stored in encrypted form.
Our systems are regularly reviewed for vulnerabilities.
No method of transmission over the Internet is 100% secure, but we take appropriate measures to protect your data.
If you are in the European Union or under GDPR-equivalent laws, you have the following rights:
Right to access – Ask us what data we hold about you.
Right to rectification – Correct inaccurate or incomplete data.
Right to erasure (right to be forgotten) – Delete your account and data.
Right to restrict processing – Limit how we use your data.
Right to data portability – Receive your data in a machine-readable format (.csv, .json).
Right to object – Object to processing for direct marketing.
Right to withdraw consent – At any time, without affecting previous processing.
To exercise any of these rights, email cnc.mobileapp@gmail.com. We will respond within 30 days.
Money Keeper itself does not use cookies. Our website (if any) may use essential cookies only. No tracking or marketing cookies are used without your explicit consent.
For any privacy-related questions, requests, or complaints:
Email: cnc.mobileapp@gmail.com
(No formal Data Protection Officer is appointed, as this is an individual project.)
We may update this policy from time to time. If we make material changes, we will notify you by email or through a notice in the app. The latest version will always be available in the app settings. Your continued use of the Service after changes means you accept the updated policy.