Last updated: 11-02-2026
This Privacy Policy explains how Money Tracker: Smart Budget (“we”, “our”, or “us”) collects, uses, and protects information when you use our mobile application.
Money Tracker: Smart Budget is a personal finance app that helps users track expenses, manage budgets, monitor income, and manage loans.
The app allows you to enter and store:
Expense records
Income details
Budget plans
Loan and repayment information
This financial data is stored locally on your device. We do not access, upload, or store your personal financial entries on our servers.
We may collect certain information automatically through third-party services, including:
Device information (model, operating system version)
Advertising ID
App usage data
Crash reports
Performance data
This information is used to improve app performance and provide advertising services.
The app allows users to export their financial data (expenses, income, budgets, and loans) into a VCS file format. Exported files are stored locally on the user’s device.
Users may manually share these files at their own discretion. We do not automatically upload, access, or store exported files on our servers.
We use trusted third-party services to support and improve the app:
Used to display advertisements within the app. AdMob may collect device identifiers and usage data for personalized or non-personalized ads.
Used to serve ads through mediation partners.
Used to understand app usage and improve features.
Used to monitor and fix crashes.
Used to send notifications.
Used to optimize app features and configurations.
Used for install attribution and marketing performance tracking.
These services may collect and process data according to their own privacy policies.
We use collected information to:
Provide and improve app functionality
Display advertisements
Analyze usage trends
Monitor performance and fix errors
Measure marketing effectiveness
We do not sell your personal financial data.
Money Tracker: Smart Budget displays ads to support free usage.
Advertising partners may collect:
Advertising ID
Device information
Usage data
You can control ad personalization in your device settings.
If notifications are enabled, we may send app-related reminders or updates. You can disable notifications at any time through your device settings.
We take reasonable measures to protect your information. However, no method of electronic storage or transmission over the internet is 100% secure.
This app is not intended for children under the age of 13. We do not knowingly collect personal information from children.
Depending on your location, you may have rights regarding your data, including:
Access to information
Request deletion
Withdraw consent for data processing
For any privacy-related requests, contact us at:
Default Launcher (optional, with user consent).
News via RSS feeds.
Money Tracker: Smart Budget
Track your income and expenses with ease, create budgets, monitor spending habits, and gain valuable insights into your finances. Manage daily transactions, categorize expenses, and stay on top of your financial goals with a simple and intuitive interface.
Launcher
You may set Money Tracker: Smart Budget as your default Home app only with your explicit consent. This optional launcher feature provides quick access to your favourite apps and phone tools. You can change your default Home app at any time from your Android settings.
News & Weather
Internet access is used to retrieve news and weather information. Third-party providers may process requests required to deliver this content.
Our app uses Microsoft Clarity to help us understand how users interact with the app and to improve its performance and overall experience. By using our app, you agree that we and Microsoft may collect and use this analytics data as described in Microsoft’s Privacy Statement. However, we want to make it clear that we do not collect, store, or share any personal user data. All information remains completely anonymous and secure. 🔗 Microsoft Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date.
If you have any questions about this Privacy Policy, please contact:
Money Tracker: Smart Budget
📧 jacksonjohny1991@gmail.com