Privacy Policy for Xpendez: Offline Budget App

Effective Date: 11 Sept 2025

Xpendez (“we”, “our”, “the App”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we handle your information while using our app.

1. Information We Collect

We respect your privacy and minimize data collection. The App works offline by default and stores data only on your device.

• Personal Data: We do not collect personally identifiable information such as name, email, or phone number unless you explicitly provide it (e.g., for feedback).

• Financial Data: Transaction details, budgets, and reports entered or extracted from CSV/PDF statements are stored locally on your device. We do not upload or share this data with any external servers.

• App Usage Data: We may collect anonymous crash reports or performance data (if you opt-in) to improve app stability.

2. How We Use Your Information

• To display your financial dashboard, budgets, reports, and goals.

• To provide features such as backup/restore of data (stored securely on your local files).

• To improve app performance and user experience.
  
  

3. Data Sharing & Disclosure

We do not sell, trade, or rent your personal or financial information.

We may share limited, non-identifiable technical information only if:

• Required by law, regulation, or legal request.

• Needed to investigate or prevent fraud or misuse.
  
  

4. Data Security

• All your financial data remains on your device even if you choose to back it up as the backup will store data into your local device.

• We use secure methods for backup and restore. You are responsible for keeping your backup safe.

• No third-party servers are involved in storing your sensitive data.

5. Third-Party Services

We are not using any third party services as such.

6. User Permissions

Our App needs the storage permission to use the CSV/PDF statements and to save and restore the backup files along with the financial report.

7. Children’s Privacy

Our App is designed to all age of people and is dedicated for money tracker, so any one who has account and it's statements can use our app.

8. Your Rights

• You can delete your app data at any time by clearing app storage or uninstalling the app.

• You can export, back up, or restore your data using in-app options.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be reflected in the app and with a new “Effective Date.”

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

📧 Email: moneyexpensemanager@gmail.com