Money Manager Copilot & Budget

Privacy Policy
we take the privacy of your information very seriously. This privacy policy explains how we collect, use, and share your information when you use our Money Manager Copilot & Budget app (the "App").

What information do we collect?

When you use the App, we may collect the following types of information:

Personal information: This includes information that can be used to identify you, such as your name, email address, and phone number.
Financial information: This includes information about your income and expenses, such as your bank account numbers and credit card numbers.
Transaction data: This includes information about your spending habits, such as the types of stores you shop at and the amount of money you spend.

How do we use your information?

We use your information to provide you with the App and to improve our services. For example, we may use your information to:

Automatically categorize your expenses and income
Provide you with suggestions for how to save money
Generate reports on your spending habits
Send you notifications about upcoming bills and payments
Improve the accuracy of our AI model

How do we share your information?

We do not share your information with any third parties, except as described in this privacy policy. We may share your information with third parties if we are required to do so by law or if we believe it is necessary to protect our rights or the rights of others.

How do we protect your information?

We use a variety of security measures to protect your information from unauthorized access, use, or disclosure. For example, we encrypt your information at rest and in transit.

How long do we retain your information?

We retain your information for as long as necessary to provide you with the App and to improve our services. We may also retain your information for as long as necessary to comply with our legal obligations or to protect our rights or the rights of others.

Your choices

You have the following choices regarding your information:

You can choose not to provide us with any personal information. However, this may limit your ability to use the App.
You can request access to your information at any time.
You can request that we correct or delete your information at any time.
You can opt out of receiving marketing communications from us at any time.

Changes to this privacy policy

We may update this privacy policy from time to time. If we make any significant changes to this privacy policy, we will notify you by posting a notice on our website or by sending you an email.

If you have any questions about this privacy policy, please contact us at dhavalpanasara2022@gmail.com

These terms of service (the "Terms") govern your access to and use of the Money Manager Copilot & Budget app (the "App"). By using the App, you agree to be bound by these Terms.

License

We grant you a non-exclusive, non-transferable license to use the App on your personal device. You may not use the App for any commercial purposes.

Restrictions

You may not:

Copy, modify, or distribute the App
Reverse engineer, disassemble, or decompile the App
Remove any copyright or other proprietary notices from the App
Use the App for any unlawful or unauthorized purpose

Termination

We may terminate your license to use the App at any time, for any reason.

Disclaimer

The App is provided "as is" and without warranty of any kind. We disclaim all warranties, express or implied, including any warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of the App.

Governing law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Dispute resolution

Any disputes arising out of or in connection with these Terms shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in surat, and the arbitrator's decision shall be final and binding on the