Owning a well-equipped smartphone is no longer a luxury—it has become a necessity. Many different phones from different companies are launched almost every single week or month and are sold in all parts of the world. Smartphones have become so versatile that they help us carry out several day-to-day personal and professional tasks with much ease, be it paying our bills, or maintaining our bank accounts, spending our leisure time, going through emails and much more. And so, one thing is for sure, we cannot compromise on our phone, even if that means paying some extra bucks to get the one with maximum features. And why shouldn’t we?

Buying A Phone On EMI

After going through the whole ‘choosing the right phone’ task, deciding on its pros and cons including its cost, making up our mind after talking to a zillion friends and comparing phones online, we are still left with one big thing. How will we pay for it? If you can’t pay for your phone in a single go, EMIs seem a good option. But they come with their own drawbacks. Many of the standard websites out there ask only for a credit card option when paying for phones by EMI. And well, everyone is definitely not a credit card person. And even if you wish to be, it’s not that easy to get one, as it sounds.

Is It A Dead End If You Don’t Have A Credit Card?

You might not be eligible for a credit card, if you’re a student with no income, or even a young professional who doesn’t have enough salary to qualify for it. In such a case, you might end up in a road block with no other choice than to forget about buying that wonderful phone.

Well, if you have gone through that problem, then here’s the solution for you. Buying a phone on EMI without a credit card is not that complicated anymore. There are several authentic sites out there that allow you to buy phones and several other gadgets on EMI and credit card is not a mandatory option on them. You will find all the latest phones of your choice and can seal the deal in simple steps. Many a times, you can also get deals like no cost on 3 month EMI. That’s worth going for, isn’t it?

How To Go About It?

All you need are some of your documents and a few minutes’ time. After choosing your desirable phone, it is required to enter your Aadhar and Pan Card number. Showing the proof of income is also simple. You can do that by using Net Banking or uploading your last three months’ bank statement. The entire process can be done within a few minutes on your laptop or even on a smartphone.

Seems simple and efficient right? Just make your dream come true by going through this stress free and hassle free method. There are sites such as bajajfinserv.in, snapmint.com, zestmoney.in amongst others that you can go for. So don’t wait anymore, and get that phone for yourself easily or let a close one know about this option.