Privacy Policy

First of all, you should know that VipCash does not collect any personal or reasonable information from you (for example, we do not collect your name, address, passwords, emails, credit card numbers, photos, etc.). The collected data is not shared nor sold to any third party.

If you choose to use my Service, you agree to the collection and use of information in relation to this policy. The personal information that I collect is used to provide and improve the Service. I will not use or share your information with anyone except as described in this Privacy Policy. Terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which are accessible through the VipCash app unless otherwise defined in the Privacy Policy This is amazing.

Definitions and key terms

Service: refers to the services provided by VipCash in terms (if any) and on this platform.

Customer: refers to a company, organization or individual who subscribes to the VipCash service to manage the relationship with your customers or service users.

Device: Any networked device, such as a mobile phone, tablet, computer, or other device, that can be used to access VipCash and use its services.

Third party services: refers to advertisers, event sponsors, promotion and marketing partners, and others who display our content or products or services. We think you might be interested.

Company: When the content of this policy refers to the words “company,” “we,” “us,” or “our,” we are referring to VipCash.

You: refers to an individual or entity registered to use the service at VipCash.

IP address: All devices connected to the Internet. You get a number, Internet Protocol (IP) address, and these numbers are assigned in a geolocation block. IP addresses are often used to determine the location of devices connected to the Internet.

Personal information: This is any information directly or indirectly related to or linked to other information, including personal identification numbers. This will be able to identify or be able to identify the natural person.

Country: refers to the location of VipCash or the owner/founder of VipCash, in this case Myanmar.

WHAT PERSONAL INFORMATION ABOUT YOU WE GATHER?

When you visit our website or use our services, register, place an order, or fill out all of our forms, we will collect information from you.

We collect personal information provided by consumers when using the platform, so that the platform can verify whether the consumer's personal information meets the requirements, and provide more personalized services based on the consumer's personal information.

The information we collect (including registered nicknames and other information) may be changed from time to time according to our needs and/or the requirements of laws and regulations. This includes information required for the features we provide, such as cameras for taking pictures and uploading avatars.

We also collect your information from your mobile device in order to develop a better user experience for you. These features are completely optional:

Contacts information:VipCash will collect your contacts to facilitate our credit risk assessment. We will only obtain the contacts from you when you fill in the emergency contact.We will upload your information to https://mmr-vc.vip-cash.net:2087 to encrypt and protect data Do not disclose to third parties without the user's permission. We will ensure the privacy of customers, and contacts data will be encrypted. This contacts data will only be used to evaluate your loan application request. This is not mandatory. You can also choose not to authorize the contacts permission, and choose to manually enter information.

Contact list information:VipCash will collect your contact list so that we can conduct credit risk assessment. We will only obtain your contact list when we initiate a loan request.We will upload your information to https://mmr-vc.vip-cash.net:2087 to encrypt and protect data Do not disclose to third parties without the user's permission. We will ensure the privacy of customers, and all contact list data will be encrypted. It will be disclosed to anyone to better avoid risks. This contact list data will only be used to evaluate your loan application request. This is not mandatory. You can also choose to decline access to the contact list and still initiate a loan request.

SMS information:VipCash will request authorization to access SMS permissions in the device, and we will collect SMS message data when you submit a loan application, and these data will only be used to evaluate your loan application request.We will upload your information to https://mmr-vc.vip-cash.net:2087 to encrypt and protect data Do not disclose to third parties without the user's permission. This is not a mandatory operation. You can also choose not to authorize and still apply for a loan. The data will be encrypted and transmitted for temporary data analysis only. Your personal data will not be shared with any third party.

Phone information:VipCash collects device-specific data when users log in or apply for a loan, including hardware model, operating system and version, unique device identifiers (such as IMEI and serial number), user profile information, wi-fi information, and mobile network information, These data will only be used to ensure that your loan is only allowed to be used with the current device login account and to ensure the safety of your funds and account information. These data will be encrypted for transmission and storage, and will not share your personal data with any third-party organization

App information:VipCash will collect the list data of installed applications in the device. When you apply for a loan, we will collect the application list data. These data will only be used to evaluate your loan application request. These data will be transmitted encrypted and only used as temporary data analysis , will not share your personal data with any third party

Camera permission:VipCash needs you to allow access to the camera. When you fill in the loan application information, we will access it so that you can easily scan or capture the required KYC documents. Your file information will be encrypted for transmission and storage, and will not be shared with any third party Organizations sharing your personal data

GPS information:VipCash will collect information about the location of your device. GPS data will be collected when users log in or submit a loan application. These data are only used to avoid the risk of account being logged in or stolen from other places, and to ensure the safety of your loan and funds. These data are transmitted and stored encrypted, and will not share your personal data with any third-party organization

Storage area:We need to get your mobile device storage information to know other information. stored on your device.

Device informationIncludes file directory information, including IMEI, device ID, SSAID, MAC address, OS version information, OS, device type, etc.

Application directory information:including audio, images, videos, downloaded files, etc.<br/>-List of Installed Applications: Assist the platform in financial credit assessment and risk control decisions.

Camera information:Some functions may use facial recognition and image upload. Therefore, permission from the camera user is required.

Purpose of collecting personal information

We use your personal information to:

1. Make sure you can send us all your loan information. to speed up your recovery process and make the recovery process easier.

2. Compare and verify the information to ensure that the information provided is true and correct.

3. Manage user accounts Monitor and process financial transactions related to the Services.

4. Accurately analyze user behavior judge user quality and evaluate approval results

Use of personal information

The primary purpose of collecting your personal information is to provide comprehensive awareness of your personal information in order to create an effective circle of borrowing. And we will use your personal information in accordance with applicable laws and regulations.

Protection, storage and deletion of personal data

In order to ensure the security of your personal information we collect, we are committed to striving to achieve a reasonable level of security. The specific security measures and security capabilities are stated below.

Security Technology Protection: To protect the security of your information, we strive to protect your information from disclosure, damage or loss using a variety of reasonable physical, electronic and administrative security measures that meet industry standards, including, but not limited to, SSL, encrypted storage of information, and data center access controls. We will use encryption technology to improve the security of personal information; we will use trusted protection mechanisms to prevent malicious attacks on personal information; and we will deploy access control mechanisms to ensure, to the extent possible, that only authorized personnel have access to personal information.

CHANGES IN THIS PRIVACY POLICY

We may amend this Privacy Policy from time to time. After amending the Agreement, we will publish the modified content on the relevant page or in any other appropriate ways. If you do not agree to amend this Agreement, please stop using the Platform or cancel the Services you have obtained immediately; If you choose to continue to access or use the Platform or the Service after the modification of the Privacy Policy, it will be deemed that the modification has been accepted by the substance of this Privacy Policy.

If you have any questions about this privacy policy or have suggestions for the application, please contact us. Please contact us via APP