Privacy Policy
Privacy Policy
The Mobile App is provided by MA PC PATIL GURUJI PRATHAMIK SHIKSHAK SAHAKARI PATSANSTHA MARYADIT, GADHINGLAJ (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, store, and protect your information. By accessing or using our services, you agree to the practices described in this Privacy Policy.
Personal Data
“Personal Data” means information that can directly or indirectly identify you, such as:
Name
Mobile Number
Email address
Telephone number
Details submitted during registration
Profile Photo/Image
Users may upload a profile photo for personalization and account identification. This is collected only with your permission and stored securely on our systems.
Anonymous Information
Data that does not identify an individual, such as:
Browser details
IP address
Device information
Demographic data
Aggregated or de-identified information
Location Data
When you use location-based services, the App may collect data from your device’s location features (e.g., GPS) to provide relevant services such as locating nearby ATMs.
All personal and sensitive data is encrypted during storage and transmission (e.g., HTTPS, modern cryptography).
Login PINs and transaction PINs are generated and stored securely in encrypted form.
Sensitive data such as names, account numbers, or personal details are not exposed. Personalized content is displayed securely and dynamically.
We use your information to:
Provide and improve our services
Authenticate and authorize account access
Personalize your experience (e.g., profile image usage)
Send product updates, notifications, and alerts
Enhance app security and fraud prevention
We retain your Personal Data only for as long as necessary:
To manage your account and services
To comply with legal or regulatory obligations
To address queries, fraud prevention, financial crimes, or regulatory requests
Where retention is no longer required, we will delete, anonymize, or securely destroy the data.
The App may use third-party providers (e.g., payment gateways, authentication, analytics). By using the App, you acknowledge that:
Third-party services are governed by their own privacy policies and terms.
We are not responsible for third-party actions, disputes, or liabilities.
You are solely responsible for reviewing and complying with third-party terms.
We may integrate, modify, or remove such services at any time without notice.
Location Access (MAPS_RECEIVE, READ_GSERVICES): To detect and display nearby ATMs.
Internet & Network Access (INTERNET, ACCESS_NETWORK_STATE): For online services and smooth functioning.
Camera (CAMERA, autofocus): To scan QR codes for payments and transactions.
Storage (WRITE_EXTERNAL_STORAGE, READ_EXTERNAL_STORAGE): To download and access PDF statements.
Notifications (POST_NOTIFICATIONS): To send transaction alerts, updates, and offers (users may opt in/out).
Users register with their mobile number to access linked accounts.
Registration requires personal details as per banking norms.
Transactions (fund transfers, bill payments, recharges, insurance, etc.) follow strict security standards with encrypted transmission and authentication.
We use Firebase to deliver secure app update notifications and alerts.
We implement robust measures to ensure confidentiality, integrity, and protection of user data against unauthorized access, disclosure, or loss. All sensitive exchanges between the App and servers are encrypted with industry-standard protocols.
Our services are not intended for children under 13.
We do not knowingly collect data from children below this age.
If such data is identified, it will be deleted immediately. Parents/guardians may contact us for corrective action.
We may update this Privacy Policy at any time. Updates will be posted here with a revised “last updated” date. Users are encouraged to review this policy regularly to stay informed.
By using this App, you acknowledge and accept this Privacy Policy. Continued use after updates constitutes acceptance of changes. If you do not agree, please discontinue use of the App.
For questions or concerns about this Privacy Policy, please contact:
📧 pcpatilcsl@gmail.com