This is the expanded version of the equity subsidy, allowing transport service entities to avail of the equity subsidy even if they have approved loans from private financing institutions, including private banks (universal, commercial banks, and rural banks that are registered with and supervised by the Banko Sentral ng Pilipinas (BSP), cooperative banks, (credit, multi-purpose, and financial service cooperative) registered with and supervised by the Cooperative Development Authority (CDA) and/or BSP, and in-house financing providing credit and/or financing to transport service entities)