Lorenzo SPADAVECCHIA
Ciao! I am the Chief Research Officer at ION Group.
In the years 2023/2024 I did research at Princeton University as Graduate Research Collaborator under the supervision of Prof. Markus Brunnermeier.
I received a PhD in Economics from Bocconi University in 2025.
I previously had work experiences at the International Monetary Fund, at the European Central Bank, at the Bank of Italy and at the Italian Embassy in Washington, DC. I am also an External Consultant for the Central Bank of Uganda.
Research: Finance & Development
In my research, I mainly study how regulation policies of Financial Technologies affect financial inclusion in developing countries.
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WORKING PAPERS
Mobile Money, Interoperability, and Financial Inclusion - (2023) R&R Review of Economic Studies
with Markus Brunnermeier (Princeton) & Nicola Limodio (Bocconi)
Emigration Restrictions & Economic Development: Evidence from the Italian Mass Migration to the United States - (2023) R&R Journal of Labor Economics
with Davide Coluccia (Northwestern)
Back to bank: digital currency, deposits' substitution and credit
with Jimmy Apaa (Bank of Uganda) & Samuel N. Musoke (Bank of Uganda)
Nowcasting GDP with Mobile Money data: Evidence from Uganda
with Adam Mugume (Bank of Uganda), Liz Kasekende (Bank of Uganda) & Samuel N. Musoke (Bank of Uganda)
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SELECTED WORK IN PROGRESS
Out of the network: link cost and risk sharing
with Adam Mugume (Bank of Uganda), Jimmy Apaa (Bank of Uganda), Samuel N. Musoke (Bank of Uganda)
Think-Manager Think-Male: The role of unconscious discrimination in the workplace