Privacy Policy for LoanEMIPremium

Last updated: 5 October 2026

This policy describes the ad-supported version of LoanEMIPremium. Earlier versions may not include advertising.

Loan information stays on your device

Loan calculations, saved loans, repayment schedules, comparisons, prepayment planning and reports are processed locally. We do not send the loan amounts, interest rates, tenure, dates or other financial inputs you enter to Google or our servers. No account or login is required.

Advertising and third-party data

The app uses Google AdMob (Google Mobile Ads SDK) to show banner advertising and Google User Messaging Platform to manage applicable privacy choices. Google may process IP addresses (including approximate location inferred from them), device or app identifiers, advertising impressions and interactions, other app interactions, crash logs and performance diagnostics for advertising, analytics, security, fraud prevention and service operation. These SDKs may communicate with Google and its advertising partners. Loan records and financial inputs are not included in our ad requests.

The app does not request Apple App Tracking Transparency authorization or access your advertising identifier (IDFA). The data collected by advertising services may still include other device or app identifiers. Google’s privacy policy: https://policies.google.com/privacy . How Google uses information from apps: https://policies.google.com/technologies/partner-sites .

Your privacy choices

Where required, a Google consent or opt-out message appears before ads can be requested. When available, open Settings > Privacy > Privacy Options to review or change your choices. Consent requirements and available choices depend on your region. You may decline optional consent where offered; ad availability can vary with your choices.

Reports and sharing

PDF reports are generated locally. They are shared with the destination you select only when you use the device sharing options. You control any financial information you choose to share.

Existing subscriptions

All loan-planning features are available without a new subscription. Existing verified subscribers retain their ad-free service through the end of their current paid period. Apple processes subscription transactions and related account information under its own privacy policy.

Retention and deletion

Saved loan records remain on your device until you delete them or remove the app, subject to any backups you control. Google and Apple retain information they process according to their own policies and applicable requirements. Contact the relevant provider for requests about provider-held data.

Children’s privacy

The app is intended for general loan planning and is not directed to children under 13. We do not knowingly collect children’s personal information through our own services. If you have a concern, contact us.

Updates and contact

Changes to this policy will be posted here. Developer: Manohar Gadkari. Email: manohargadkari@gmail.com . Please do not include sensitive loan or financial details in support email unless necessary.