Last Updated: August 2026
These Terms and Conditions ("Terms") govern your use of Loan EMI Calculator RD Calc ("App").
By downloading, installing, or using the App, you agree to be bound by these Terms.
By accessing or using the App, you acknowledge that you have read, understood, and agreed to these Terms.
If you do not agree, you must discontinue use of the App.
Loan EMI Calculator RD Calc provides financial calculation tools including but not limited to:
Loan EMI calculations
Home loan calculations
Personal loan calculations
Car loan calculations
Prepayment calculations
RD calculations
Interest calculations
Financial planning assistance
The App is intended solely as an informational and calculation tool.
The App does not provide:
Financial advice
Investment advice
Tax advice
Legal advice
Lending services
Banking services
All calculations are estimates and should not be considered professional financial advice.
Users should consult qualified professionals before making financial decisions.
While we strive to provide accurate calculations:
Results may vary from actual lender calculations.
Different banks may use different calculation methods.
We do not guarantee accuracy, completeness, or suitability.
Users are responsible for verifying results independently.
We are not liable for losses arising from reliance on calculations generated by the App.
Users agree:
To use the App lawfully.
Not to misuse or interfere with App functionality.
Not to attempt unauthorized access.
Not to reverse engineer the App except where permitted by law.
To verify financial information independently.
All rights, title, and interest in the App, including:
Software
Design
Graphics
Logos
Text
Features
remain the property of the developer and are protected by applicable intellectual property laws.
No ownership rights are transferred to users.
The App may display advertisements from third-party advertising providers.
We are not responsible for:
Third-party products
Third-party services
Third-party websites
Third-party advertising content
Interactions with advertisers are solely between users and those third parties.
The App may offer optional in-app purchases.
All purchases are processed by Apple through the App Store.
Refund requests are subject to Apple's refund policies and procedures.
To the maximum extent permitted by law:
The developer shall not be liable for:
Financial losses
Investment losses
Loan-related decisions
Indirect damages
Consequential damages
Business interruption
Data loss
Loss of profits
arising from use or inability to use the App.
Users agree to indemnify and hold harmless the developer from claims, liabilities, damages, losses, and expenses arising from:
Violation of these Terms
Misuse of the App
Violation of applicable laws
We do not guarantee that:
The App will always be available.
The App will be error-free.
The App will operate without interruption.
Features may be modified, updated, suspended, or discontinued at any time.
We reserve the right to suspend or terminate access to the App if these Terms are violated or if required by law.
These Terms shall be governed by and interpreted in accordance with the laws applicable in the developer's jurisdiction, without regard to conflict of law principles.
You acknowledge and agree that:
These Terms are between you and the developer, not Apple.
Apple is not responsible for the App or its content.
Apple has no obligation to provide maintenance or support services.
Apple is not responsible for addressing claims relating to the App.
Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them.
We may revise these Terms from time to time.
Updated versions will be posted within the App or associated support pages.
Continued use of the App after updates constitutes acceptance of the revised Terms.
Developer: Xita Apps
For support, legal inquiries, or questions regarding these Terms, users may contact us through the support information provided on the App Store listing.
Loan EMI Calculator RD Calc is a calculation utility only. It does not represent any bank, lender, financial institution, government agency, or investment organization. All results are estimates provided for informational purposes only.