Privacy Policy

Loanamy – Loan Tracker App

Effective Date: 16-04-2026

Thank you for using Loanamy. Your privacy is important to us. This Privacy Policy explains how Loanamy handles information.

1. Overview

Loanamy is a personal loan tracking application designed to help users manage loans, payments, and financial progress. The app works primarily offline and stores data locally on your device.

We are committed to protecting your privacy and keeping your financial information secure.

2. Information We Collect

✅ No Personal Data Collection

Loanamy:

• Does not require registration or account creation

• Does not collect personal identification information

• Does not collect financial account credentials

• Does not access your contacts, messages, or files

• Does not collect location data

• Does not transmit your loan data to external servers

All loan details you enter (loan name, amounts, payments, dates, notes, statistics) are stored locally on your device only.

3. Data Storage

All user-entered data is:

• Stored locally on your device

• Not uploaded to any cloud server

• Not shared with third parties

• Not accessible by the developer

If you uninstall the app, your stored data may be permanently deleted unless backed up by your device’s backup system.

4. Permissions Usage

Loanamy may request minimal device permissions strictly necessary for app functionality. These may include:

• Basic storage access (to save loan information locally)

The app does not use permissions for tracking, analytics, advertising, or data collection.

5. Data Security

Because all data is stored locally on your device:

• Your data security depends on your device’s security settings.

• We recommend using device-level protection such as a screen lock, fingerprint, or Face ID.

6. Children’s Privacy

Loanamy is not intended for children under 13. The app does not knowingly collect any personal information from children.

7. Your Control Over Data

You have full control over your data:

• You can edit or delete loans at any time.

• You can uninstall the app to remove all stored data.

• No external account deletion is required.

8. Changes to This Privacy Policy

We may update this Privacy Policy if app functionality changes. Any updates will be reflected with a revised “Effective Date.”

9. Contact Information

If you have questions about this Privacy Policy, you may contact us at:

Email: support@loanamy.com