This Privacy Policy explains how the Loan Smart-EMI Loan Calculator app collects, uses, and protects the information you provide while using the app. We value your privacy and try to keep your data safe and secure.
Loan Smart-EMI Loan Calculator may collect and store your information in India, following Indian data protection laws. We may update this policy occasionally, and continuing to use our app means you agree to these updates. Please check this policy from time to time to stay informed.
We may collect different types of information, such as:
Loan or Financial Data: Information you enter related to your loan calculations is used to give you better results. This is not shared with others.
Personal Information: We may collect details that can identify you, like email or contact information, only if you provide it.
We may also collect non-personal data such as device type, app usage, or internet connection details to improve app performance.
We collect information either directly when you use the app or automatically when you interact with our features. This may include device logs, cookies, or usage analytics.
We do not sell or use your personal data for marketing. Any data you provide is only used to improve the app's features and performance. If the data is no longer needed, we remove it from our systems.
Non-personal data may be shared with trusted third-party tools to help us make the app better, but never without your permission.
If you upload any documents to the app (in the future), we’ll store them securely and won’t share them with anyone unless you give us permission. We keep your data private and protected at all times.
Any information you manually enter in the app will only be used to offer you better services. It won’t be shared with anyone unless you say so.
You can ask us what data we store about you.
You can ask us to correct or update wrong information.
You can ask us to delete your data permanently.
To make these requests, email us at our Developer Account Email.
INTERNET: To show ads and update features like calculators in real-time.
ACCESS_NETWORK_STATE: To check if you’re connected to the internet.
ACCESS_WIFI_STATE: To know if Wi-Fi is available and adjust the app usage accordingly.
com.google.android.gms.permission.AD_ID: To show non-personalized ads through Google AdMob.
POST_NOTIFICATIONS: To send reminders or updates if you allow it (especially on Android 13+).
WAKE_LOCK: To keep the app active when performing calculations or showing results.
Loan Calculator: Easily calculate monthly EMIs, interest rates, and total loan amounts for personal and professional use.
Business Loan Calculator: Tailored for business needs, this tool helps calculate repayment schedules and financial planning for business loans.
Banking Calculators: Includes Fixed Deposit (FD), Recurring Deposit (RD), Public Provident Fund (PPF), Return on Investment (ROI), Cash Counter, and Compound Interest Calculator.
Home Loan Calculator: Quickly calculate EMIs, interest, and tenure options for home loans with user-friendly inputs.
Auto Loan Calculator: Calculate EMIs for car or bike loans, compare interest rates, and plan your vehicle financing with ease.
When using the app, follow all laws and don’t use it for anything illegal or harmful.
We use third-party services like Google AdMob, Firebase, Facebook Audience Network, and OneSignal for analytics and showing ads. These services may collect non-personal usage data. By using this app, you agree to their privacy policies:
Our app, Loan Smart-EMI Loan Calculator, uses Google AdMob to display advertisements.
To comply with the General Data Protection Regulation (GDPR) and Google's EU User Consent Policy, we use a Google-certified Consent Management Platform (CMP) to manage your ad preferences.
If you are located in the European Economic Area (EEA) or the United Kingdom (UK), you will be prompted to provide consent before we:
Show personalized advertisements via AdMob
Collect and share user data for ad performance and analytics
Your preferences are securely stored and can be updated at any time. You may manage your consent through our app settings or by contacting us to our Developer Account Email
📎 Related Links:
Google EU User Consent Policy
How Google uses data from apps or sites that use its services
List of Ad Technology Providers (AdMob Partners)
Any content or links you share through the app may be visible to others. We are not responsible for how others use that content.
We may collect logs or error reports to fix issues. This does not include personal data unless you allow it.
We may send push notifications for updates or offers. You can turn these off in your device settings.
Reviews or feedback you submit may be visible to others in public areas like the Play Store.
We are not responsible for any problems that may come from using the app. Any legal issues will follow Indian laws and courts.
This app is not meant for children under 13. We don’t knowingly collect any data from them. If we do, we’ll delete it immediately.
If you have questions about this Privacy Policy, feel free to contact us to our Developer Account Email.
Loan Smart-EMI Loan Calculator is intended to provide general information and calculation tools to help you plan your finances. This app does not provide financial advice, make recommendations, or guarantee loan approval. All results and calculations are estimates based on the inputs you provide.