Last Updated: July 13, 2026
Loan & Mortgage Calculator ("the App") is developed by GRTech. We respect your privacy and are committed to protecting your information, no matter where in the world you use the App. This Privacy Policy explains how the App works, what information may be collected, and how it is used.
GRTech does not collect, store, or process any personal information on its own servers.
All calculations performed within the App — including Loan Calculator, Mortgage Calculator, Auto Loan Calculator, Loan Comparison, Amortization Schedule, Currency Converter, Discount Calculator, and other financial calculations — are processed locally on your device and are never transmitted to us.
Google AdMob (Free Users Only)
The free version of the App may display advertisements provided by Google AdMob.
Google AdMob may automatically collect:
Advertising ID
IP Address
Device Information
App Usage Information
Google Privacy Policy: https://policies.google.com/privacy
Google Play Billing
If you purchase Premium, all payments are securely processed through Google Play.
GRTech never receives or stores:
Credit/Debit Card Information
Bank Account Information
UPI Details
Payment Credentials
Google Privacy Policy: https://policies.google.com/privacy
Internet is used only for:
Displaying ads (Free users)
Google Play Billing
Subscription validation (if applicable)
All major calculator features work offline, wherever you are.
The App does NOT request access to:
Contacts
Camera
Microphone
Photos or Media
Location
SMS
Since GRTech does not store personal information, there is no user database maintained by us.
The App is available to users worldwide. If you are located in the European Economic Area (EEA), the UK, or California, please note that any personal data processed by third-party services (such as Google AdMob or Google Play Billing) is handled under those providers' own privacy frameworks, which are designed to comply with GDPR and CCPA requirements. GRTech itself does not collect or process personal data directly, as described above.
This App is not intended for children under 13 years of age (or under 16 in regions such as the EEA where that is the applicable minimum age). We do not knowingly collect personal information from children.
Because we do not collect or store personal information, we cannot access, modify, or delete personal data. For data processed by Google (ads, billing), you can manage your information directly through Google's tools.
Google privacy settings: https://myaccount.google.com/privacy
You can disable personalized ads through your device settings or upgrade to Premium to remove ads.
We may update this Privacy Policy occasionally. Changes will be reflected by updating the "Last Updated" date.
GRTech Email: grtech40@gmail.com
By downloading or using this App, you agree to these Terms, regardless of your country of residence.
The App may offer Premium plans to remove advertisements and unlock additional features.
Prices are displayed within Google Play before purchase, in your local currency where supported by Google Play.
Subscriptions renew automatically unless cancelled through Google Play.
Subscriptions can be cancelled anytime through Google Play > Payments & Subscriptions.
Refund requests are handled according to Google Play's refund policy.
The free version displays Google AdMob advertisements.
We may add, modify, or remove features at any time.
Loan & Mortgage Calculator provides estimates for informational purposes only.
Results should not be considered financial, legal, tax, or investment advice, and loan, interest, and tax rules vary by country.
Always verify loan details with your lender or a qualified financial advisor in your jurisdiction before making financial decisions.
GRTech is not responsible for decisions made using the App.
These Terms are governed by the laws of India. This does not remove any consumer protection rights you may have under the mandatory laws of the country in which you reside.
GRTech Email: grtech40@gmail.com