Ryan, Arien and Joe collectively bring over 50 years of loan originating experience. Ryan, a National Top Mortgage Producer, Arien, the Preferred Lender for premier home builders and Joe, a VA Loan Specialist, prioritize a customer-first approach, ensuring your journey through the loan process is well taken care of.
This calculator does not have the ability to pre-qualify you for any loan program or promotion. Qualification for loan options may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. The Home Loan Expert, LLC does not guarantee any of the information obtained by this calculator.
Loan Expert
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I am a South Texas native with over 10 years of lending experience. I enjoy spending my time hosting family barbecues, trying out different coffee shops and watching my kids play their favorite sports. I chose to be a lender because I have a strong passion for helping people achieve their financial goals and maintaining financial wellness. Helping people realize their dreams are within reach creates happiness for me.
From the moment I bought my first home, I fell in love with the buying process. My loan officer made the experience so pleasant that I changed my career path. I have over 17 years of consumer lending and two years in real estate lending. My focus is to fulfill your expectations and to provide excellent service while I help your dreams come true.
I am blessed to lead the Coastal Bend Mortgage Loan Origination Team. Together we are here to serve our community by offering the American Dream of home ownership to all. My Team and I strive to make the home loan experience personalized and simple, and we would love to assist you and your loved ones.
As the Assistant Sales Manager leading the Home Lending RGV team, our goal is to treat you with respect and listen to your home lending needs while presenting suitable options. If the answer is "no" for now, we will walk you through the steps to ensure your homeownership dreams come true.
I believe your time is valuable, and my team is ready to understand and listen to our borrowers' needs. Growing up in Monterrey, Nuevo Len, my family's roots have inspired me every day to help my team and others. I am passionate about what I do, and for the past 22 years, I have been dedicated to helping families meet their home lending financial needs.
Are you looking to build your dream home, refinance, improve your home, build a dream pool, find the perfect land, or consolidate debt? Bring your scenarios to us, and we will listen and present options that meet your needs. "There is no better place than a home for our family." If my team is not available, I am always here to help our members.
Born and raised in McAllen, Texas, the RGV has always been special in my heart. I have 9 years banking experience, 6 of which have been in consumer lending with Rally. My lending background has brought me plenty of joy helping my members meet their financial goals. As your Mortgage Loan Originator, I will be dedicated to your financial success and walk you through every step of achieving the American dream.
I am a Corpus Christi native with over 7 years of experience with the credit union. The home loan process can be intimidating, but everyone has the right to attain the American dream. My goal is to advocate for you and make buying, selling, or refinancing as easy as possible. It would be my privilege to assist you with your real estate needs. When not working I enjoy time with family and friends, reading, poker nights, artwork and more.
Born and raised in Brownsville, Texas, I enjoy spending time with my family and being part of my community. I have been in banking for over 13 years and in consumer lending for five years. I have found so much joy in life by helping my members meet their financial goals. As your Home Loan Expert, I will be dedicated to your financial success and walk you through every step of achieving the American dream.
I proudly hail from Reynosa, Tamaulipas, Mexico, where my roots run deep. Four years ago, I embarked on a transformative journey from the Rio Grande Valley to Corpus Christi, fueled by the burning desire to chase my dreams and carve out a brighter future for my family.
Armed with over a decade of lending expertise, I am committed to addressing the distinctive needs of my clients through unparalleled communication and personalized service. My proficiency in both English and Spanish allows me to advocate for and guide my members through the diverse array of available options, ensuring they discover solutions that align seamlessly with their present and future financial goals.
I was born in Lubbock, Texas and raised in Corpus Christi. After working in customer service for many years, I stumbled into lending in 2009 and I knew that I had found my passion! I love to see people get approved for their loans. Having someone who loves their job will prove beneficial for you and make your home buying experience go smoothly. My personal beliefs will drive me to work hard for you. I look forward to helping you!
With 12 years of lending experience, I prioritize trust, transparency, and open communication to build strong borrower relationships. Committed to delivering a seamless experience, my passion lies in helping individuals and families achieve homeownership dreams. Whether it's a home purchase, construction project, capitalizing on your equity, or refinance, I'm dedicated to understanding your needs and long-term goals. I would be honored to work with you on your financial journey.
As your Mortgage Loan Originator, my priority is to make your journey to Home Ownership simple and personalized, while providing you with all the available options and benefits that fit your financial needs of today and tomorrow. Whether it is Purchase, Refinancing, Home Equity, Land Purchase, or Building your Dream Home, I am the trained and caring professional who will be by your side every step of this very important milestone.
I was born and raised in Brownsville, Texas, but Corpus Christi has been my home for the last 12 years. I have two beautiful children, and my family means the world to me. They are the reason for my dedication, hard work, and success, as I hope to instill these values in them as they grow into adulthood.
Texas-born with deep Mexican roots, I proudly embrace both my Southern heritage and diverse background. As a devoted Army wife and mother of two, family and community are at the core of my values. Whether cheering at the ball fields, enjoying lake gatherings, or savoring weekend BBQs with loved ones, creating memories is what I cherish most.
In my career, I've had the privilege of continually enhancing my lending expertise, dedicated to guiding you through every step of the mortgage process. Let's work together to turn your homeownership dreams into reality, with personalized attention, unwavering support, and a commitment to making your journey smooth and successful.
Outside of the office, my greatest joy comes from spending time with my cherished family, including my beautiful wife and three wonderful children. Our shared passion for baseball keeps us active year-round, often found cheering on our two boys from the sidelines. When not at the ball field, you can find me at home, enjoying quality moments with loved ones near the BBQ pit.
As a mortgage loan originator, I am passionate about promoting the American dream of homeownership and helping my local communities. I specialize in home purchase, refinancing, and construction lending. My goal is to understand your needs and provide the knowledge gained through my experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly.
Pictured from left to right, Nathaniel Burke, assistant professor of economics in the John Chambers College of Business and Economics, Rodney Hughes, assistant professor of higher education administration in the College of Applied Human Sciences, and Sam Workman, director of the Rockefeller School of Policy and Politics. These experts are available to speak to recent plans President Joe Biden unveiled to cancel some federal student loans for many borrowers. (WVU Photo)
On the individual and household level, debt forgiveness typically results in a similar effect to having part of a bill paid for in your monthly budget. This means for individuals who will have their entire or almost all their student debt forgiven by this new policy, we can expect to see a slight increase in consumption on household goods and living expenses such as rent, utilities and food. There may also be a slight increase in personal savings for some, however it is likely the extra savings will be used to pay off other forms of debt, such as credit cards, as we saw with much of the relief spending in 2020.
West Virginia University experts can provide commentary, insights and opinions on various news topics. Search for an expert by name, title, area of expertise, or college/school/department in the Experts Database at WVUToday. 152ee80cbc
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