LOAN EMI CALCULATOR

Developer: NadeemGorakhpuri
Effective Date: June 10, 2025
Last Updated: June 10, 2025

1. Introduction

Welcome to LOAN EMI CALCULATOR ("the App"), developed by NadeemGorakhpuri. This Privacy Policy explains how we handle your data when you use our application.

Key Points:

• We do not collect personal or financial data.

• All calculations occur locally on your device.

• Ads are currently disabled (may be added later with user consent).

2. Information We Do NOT Collect

To ensure transparency:

• No personal data (name, email, phone number, etc.).

• No financial data (bank details, transaction history).

• No account/login requirements.

• No access to contacts, messages, or sensitive device data.

3. Data Processing

• All inputs (loan amount, interest rate, tenure) are processed locally on your device.

• No data is sent to our servers or third parties.

• Calculation history is not stored persistently (resets when you close the app).

4. Permissions

The App requests minimal permissions:

• Storage (Optional): Only used if you export calculations as a PDF.

• Internet (Future Use): For ads (if enabled) and app updates.

5. Third-Party Services

A. Advertising (Future Implementation)

• Google AdMob: May display ads using anonymous device identifiers.
  
  

  • Users can opt out via device settings.

  • No personal data is shared with advertisers.

B. Analytics

• Firebase Analytics: Collects anonymous usage data (e.g., app crashes, feature usage) to improve performance.

C. Libraries

• React Native: Used for core functionality (no data collection).

6. Current Ad Status

• Ads are disabled in the current version.

• Future updates may include non-intrusive ads with:

  • Clear user consent prompts.

  • Opt-out options in settings.

7. Children’s Privacy

• The App is not intended for children under 13.

• We do not knowingly collect data from minors.

8. Data Security

• Your data never leaves your device.

• No servers = No risk of data breaches.
  
  

9. Policy Updates

• Changes will be notified via in-app alerts.

• Continued use = Acceptance of updated terms.
  
  

10. Your Consent

By using the App, you agree to:

• Local processing of calculation inputs.

• Anonymous analytics (if enabled).

• Future ad displays (with prior consent).

11. Contact Us

For questions or requests:

• Email: rocky10693@gmail.com

• Developer: NadeemGorakhpuri

• APP NAME: LOAN EMI CALCULATOR