Thank you for using Loan Calculator Hub ("the App"). We understand the importance of your personal information and are committed to protecting its security. This Privacy Policy explains how we collect, use, store, and protect your information when you use the App.
Please read this policy carefully before using the App. By using the App, you agree to the terms described in this Privacy Policy.
1. Information We Collect
The App is a pure utility calculation tool. Its core features—loan calculation, savings estimation, unit conversion, and world clock—all run locally on your device. We do not proactively collect your personally identifiable information.
Specifically:
1.1 Information We Do NOT Collect
Your name, phone number, email address, or other personally identifiable information
Calculation data you enter (loan amount, interest rate, term, etc.)—all calculations are performed locally and never uploaded to our servers
Sensitive permission data such as location, contacts, photos, or microphone access
1.2 Information We May Automatically Collect
Device information: To ensure stable operation and troubleshooting, we may collect non-personal technical information such as device model, operating system version, and app version.
Crash logs: When the App crashes, the system may record a crash log for bug-fixing purposes. These logs do not contain your personally identifiable information.
Usage analytics: With your consent, we may collect anonymous usage statistics (e.g., feature click frequency, app open count) through third-party analytics tools to improve the product experience. This data cannot be linked to your real identity.
2. How We Use Information
The limited information we collect is used solely for the following purposes:
Maintaining and improving the App's normal operation;
Troubleshooting and fixing bugs and vulnerabilities;
Analyzing usage patterns to optimize features and experience;
Complying with applicable laws and regulations.
We will NOT use your information to:
Sell or rent it to any third party;
Build user profiles or serve targeted advertising;
Share your personal calculation data with third parties.
3. Third-Party Services
The App may integrate the following third-party services, which have their own independent privacy policies:
Advertising services: The App may display ads through third-party ad networks. Ad providers may use device identifiers and similar information to serve ads. Please refer to the respective ad network's privacy policy for details.
Analytics services: We may use third-party analytics tools to understand overall app usage. All related data is collected as anonymous statistics.
We encourage you to review the privacy policies of these third-party services to understand how they handle your information.
4. Data Storage and Security
Local storage: Your calculation history and preferences are stored only on your device. You can delete them at any time by clearing the App's data.
Security measures: We implement reasonable technical and organizational measures to protect your information against unauthorized access, disclosure, alteration, or destruction.
Data retention: Since we do not collect your personal data, there is no server-side data retention issue. Anonymous analytics data will be deleted or anonymized within a reasonable period after the collection purpose is fulfilled.
5. Children's Privacy
The App is intended for a general audience and is not directed at children under 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us using the information below, and we will promptly delete the relevant data.
6. Your Rights
Depending on the laws applicable in your region (e.g., GDPR in the EU, CCPA in California), you may have the following rights:
Access to information we hold about you;
Request correction of inaccurate information;
Request deletion of your personal information;
Object to or restrict our processing of your personal information;
Data portability;
Right to withdraw consent.
Since the App generally does not collect your personally identifiable information, exercising these rights typically involves no substantive data. If you have questions or requests, please contact us using the information below.
7. Updates to This Privacy Policy
We may update this Privacy Policy from time to time. When material changes occur, we will notify you through in-app notices or other appropriate means. The updated policy will be posted on this page with the revision date. We encourage you to review this policy periodically.
8. Contact Us
If you have any questions regarding this Privacy Policy, please contact us:khayraapps@gmail.com.