# 小蚁记账隐私协议 / Ant Ledger Privacy Policy
生效日期 / Effective date: 2026-08-05
## 中文
### 1. 适用范围与运营者
本隐私协议适用于“小蚁记账”iOS 应用（以下简称“本应用”）。
- 联系邮箱：leepanda2023@gmail.com
### 2. 我们处理的信息
为提供记账功能，本应用会在你的设备上处理你主动输入或确认的信息，包括：
- 账单信息：收支类型、金额、分类、发生时间、备注及标签；
- 设置和规则：预算、自动分类规则、周期账单和本地提醒相关设置；
- 备份与导出内容：当你主动导出或恢复时，所选文件及其中的上述数据。
本应用不要求创建账户，也不在应用内收集姓名、手机号、电子邮箱或支付账户信息。
### 3. 数据存储与共享
账单、标签、预算和规则通过 SwiftData 保存在当前设备。本应用不会将这些数据上传至自有服务器，也不会出售或用于广告定向。
当你主动导出 JSON 或 CSV 文件、选择文件恢复，或通过系统分享面板发送导出文件时，文件将由你选择的系统位置或第三方服务处理；相应服务的数据处理规则由其自身隐私政策约束。
### 4. 麦克风与语音识别
只有当你主动发起语音录入时，本应用才会请求以下权限：
- **麦克风**：录制本次语音输入；
- **语音识别**：将语音转换为可编辑文字，以提取账单信息。
本应用不保存原始录音。根据设备能力与系统配置，Apple 的语音识别服务可能在设备端或通过网络处理语音；该处理受 Apple 的相关条款和隐私政策约束。你可随时在 iOS“设置”中关闭这些权限，关闭后语音录入将不可用，但手动记账仍可使用。
### 5. 通知
如果你启用预算或周期账单提醒，本应用会请求通知权限，并使用本地通知在设备上显示提醒。你可以随时在 iOS“设置”中关闭通知权限。
### 6. 数据控制与删除
你可以在应用内编辑或删除账单、标签、预算和规则；也可以在“设置 → 数据管理”中清除全部账单。删除或清除操作对本设备数据生效，且可能无法恢复。导出文件和已通过系统分享的文件需由你在相应存储位置或服务中自行删除。
### 7. 数据安全
本应用依赖 iOS 提供的设备与应用沙盒保护机制存储本地数据。请设置设备锁屏密码，并谨慎保管导出的备份和 CSV 文件。任何设备遗失、系统故障或未经授权访问导致的风险，无法保证完全避免。
### 8. 未成年人
如未成年人使用本应用，应在监护人指导下使用。我们不会明知收集未成年人的个人信息；如你认为我们不当处理了未成年人信息，请通过下方联系方式联系我们。
### 9. 协议更新与联系我们
我们可能因功能或法律要求更新本协议，并在应用发布版本或协议页面中更新生效日期。对本协议或个人信息处理有疑问，请联系：leepanda2023@gmail.com。
## English
### 1. Scope and operator
This Privacy Policy applies to the Ant Ledger iOS app (the “App”).
- Contact email: leepanda2023@gmail.com
### 2. Information processed
To provide accounting features, the App processes information you enter or confirm on your device, including transaction type, amount, category, date and time, notes, tags, budgets, auto-categorization rules, recurring transactions, and local reminder settings. When you export or restore data, the App also processes the file you choose and the data it contains.
The App does not require an account and does not collect your name, phone number, email address, or payment-account information in the App.
### 3. Storage and sharing
Transactions, tags, budgets, and rules are stored on the current device using SwiftData. The App does not upload this data to its own servers, sell it, or use it for targeted advertising.
If you export JSON or CSV files, restore a selected file, or share an export through the iOS share sheet, the file is handled by the location or third-party service you choose. That service’s privacy policy applies to its handling of the file.
### 4. Microphone and speech recognition
The App requests Microphone and Speech Recognition permission only when you start voice entry. The microphone records that voice input, and speech recognition converts it into editable text used to extract transaction information. The App does not retain raw recordings.
Depending on device capabilities and system configuration, Apple may process speech recognition on-device or online. Apple’s terms and privacy policy govern that processing. You can disable these permissions in iOS Settings at any time; manual entry will remain available.
### 5. Notifications
If you enable budget or recurring-transaction reminders, the App requests notification permission and delivers reminders locally on your device. You can disable notifications in iOS Settings at any time.
### 6. Your choices and deletion
You can edit or delete transactions, tags, budgets, and rules in the App, and clear all transactions in **Settings → Data Management**. These actions apply to local device data and may be irreversible. You are responsible for deleting exported or shared files from the storage locations or services you selected.
### 7. Security
The App relies on iOS device and app-sandbox protections for local storage. Use a device passcode and keep exported backups and CSV files secure. No security measure can eliminate every risk from device loss, system failure, or unauthorized access.
### 8. Children
Minors should use the App with a parent or guardian’s guidance. We do not knowingly collect personal information from children. If you believe children’s information has been handled improperly, contact us using the details below.
### 9. Changes and contact
We may update this Policy to reflect feature or legal changes and will update the effective date in the App release or policy page. For questions about this Policy or personal-information handling, contact: leepanda2023@gmail.com.