Effective Date: August 28, 2026
This privacy policy applies to the Lipa app (hereby referred to as "Application") for mobile devices (Android and iOS) that was created by Luka Miskovic (hereby referred to as "Service Provider") as a free service.
Information Collection and Use
The Application is designed to help you manage your personal finances by tracking transactions, recurring payments, and budgets. All financial data you enter into the Application is stored locally on your device.
Data Stored Locally on Your Device
The Application stores the following information locally on your device: financial transactions (income and expenses), recurring payment schedules, budget categories and labels, app settings and preferences, and onboarding completion status.
This data is stored only on your device and is not transmitted to any servers or third parties.
Automatically Collected Information
For a better experience, while using the Application, the Service Provider may collect certain information automatically, including but not limited to: device operating system information, the way you use the Application, basic usage statistics, and crash reports and diagnostic data.
The Application does not gather precise information about the location of your mobile device. Anonymous usage statistics can be disabled at any time in the Application's Settings.
Third-Party Services
The Application may use third-party services that may collect information used to identify you. These third-party service providers have their own privacy policies:
Google Play Services: https://www.google.com/policies/privacy/
Google Firebase (Firebase Analytics and Firebase Crashlytics): https://firebase.google.com/support/privacy
Data Security
The Service Provider values your trust in providing your financial information. All data is stored locally on your device in a local database that is not transmitted to the Service Provider. However, no method of electronic storage is 100% secure, and the Service Provider cannot guarantee absolute security.
Children's Privacy
The Application does not knowingly collect personally identifiable information from children under 13 years of age. If you are a parent or guardian and believe your child has provided information to the Application, please contact the Service Provider immediately, and the necessary steps will be taken.
Your Rights
You have complete control over your data:
Access: All your financial data is accessible within the Application.
Deletion: You can delete individual transactions or all data through the app settings.
Export: You can export your data at any time.
Uninstall: Uninstalling the Application will remove all locally stored data from your device.
Data Backup
The Application may utilize your device's backup service (Google backup on Android, iCloud backup on iOS) to allow you to back up your data. You can control this through your device's backup settings. Backed-up data follows the respective platform provider's privacy policy and security standards.
Changes to This Privacy Policy
The Service Provider may update this Privacy Policy from time to time. You are advised to review this page periodically for any changes. The Service Provider will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted.
Contact Us
If you have any questions or suggestions about this Privacy Policy, please contact the Service Provider at:
Email: luka22miskovic@gmail.com