Privacy Policy for LedgerGrid
Effective Date:19-07-2026
1. Introduction
Welcome to LedgerGrid. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application ("App"). By using the App, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
LedgerGrid is designed to be a private expense tracker. We do not require you to create an account, and we do not collect or store your personal financial data on our servers. All transaction data, accounts, and categories you create are stored **locally on your device**.
Automatically Collected Information (Advertising)
While we do not collect personal financial data, our App uses third-party advertising services to support development. These third-party services may collect information used to identify you, such as:
* **Device Information:** Device type, operating system, and unique device identifiers (such as Google Advertising ID or Apple IDFA).
* **Usage Data:** IP address, interaction with ads, and diagnostic data.
3. Third-Party Services
The App uses the following third-party services that may collect information used to identify you:
Google AdMob & Google Mobile Ads SDK
We use Google AdMob to display advertisements. Google uses cookies and unique device identifiers to serve ads based on your previous interactions with this App or other apps/websites.
* For more information on how Google uses your data, visit the [Google Privacy & Terms](https://policies.google.com/technologies/partner-sites).
* You can opt out of personalized advertising by visiting [Google Ads Settings](https://myadcenter.google.com/).
Meta Audience Network (Facebook Ads)
We use Meta Audience Network as a mediation partner for advertisements. Meta may collect device information and identifiers to deliver targeted advertising.
* For more information on Meta's privacy practices, please review the [Meta Privacy Policy](https://www.facebook.com/privacy/policy/).
4. How We Use Your Information
The local data (expenses, transactions) is used solely by you within the App to manage your finances.
The automatically collected device identifiers and usage data are used strictly by our third-party advertising partners to:
* Provide relevant and targeted advertisements.
* Measure the performance of ad campaigns.
* Ensure the App functions correctly (analytics and crash reporting).
5. Security of Your Information
We value your trust in providing us with your information. Since your financial data is stored locally on your device, it is protected by your device's own security measures (e.g., PIN, fingerprint, face unlock). We strongly recommend securing your device to protect your data.
6. Children's Privacy
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided personal information, we will immediately delete this from our servers.
7. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.
8. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:
myspendwise@gmail.com