Kotak Multi Asset Allocation Fund Nfo Application Form Download ((INSTALL))

There are different types of hybrid funds such as conservative hybrid fund, aggressive hybrid fund, balanced hybrid fund, dynamic asset allocation fund, balanced hybrid fund, multi asset allocation fund, arbitrage fund and equity savings fund.

Disclaimer on Risk-O-Meter:

Investors are advised before investing to evaluate a scheme not only on the basis of the Product labeling (including the Riskometer) but also on other quantitative and qualitative factors such as performance, portfolio, fund managers, asset manager, etc. and shall also consult their financial advisers, if they are unsure about the suitability of the scheme before investing

Kotak Multi Asset Allocation Fund Nfo Application Form Download

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DSP Multi Asset Allocation Fund diversifies across equity, debt, commodities like Gold ETF, exchange traded commodity derivatives, and overseas securities. This strategy minimizes risks, enhancing overall portfolio stability amid varying asset class performances. The fund maintains a competitive expense ratio of 0.00.

Shriram Multi Asset Allocation Fund adapts to diverse asset class performances affected by economic cycles, global events, and geopolitical factors. It ensures moderate volatility, reasonable returns, and tax-efficient investing, simplifying the process for investors. Plus, it provides the advantage of Long Term Capital Gains taxation. The fund maintains a competitive expense ratio of 0.00.

Multi Asset Allocation Funds are balanced fund or asset allocation fund that must invest at least 10% of their assets in three asset classes: equity, debt, and gold. These funds often include a mix of equity, debt, and one or more asset classes such as gold, real estate, and so on. These funds are popular for a well-balanced portfolio and an excellent track record of delivering risk-adjusted returns. As an investor, why multi asset allocation funds should be a part of your portfolio, LiveMint spoke to experts to get an answer to this.

Currently, there are various multi asset funds in the industry which follow different asset allocation strategies. Before investing, an investor should evaluate the underlying investment strategy of the fund in order to choose the right fund as per the risk appetite, investment horizon and liquidity needs.

Also, the taxation of these funds varies and depends on the asset allocation for a particular scheme. Thus, before investing, an investor should understand the positioning of equity in the scheme to gauge the tax liabilities (whether the scheme falls under equity or non-equity taxation).

D.P. Singh, Deputy MD and CBO, SBI Mutual FundMulti Asset Allocation Funds make for a good addition to an investment portfolio of investors looking for exposure to different asset classes managed by professionals. They provide diversification across asset classes which acts as a hedge to the portfolio in case of a negative event for a particular asset class and saves the investor the hassle of rebalancing their asset allocation as per changing market dynamics. If an investor makes those changes, by switching investments from one instrument or scheme to another, capital gains taxes come in to play. This is not the case when the fund manager rebalances the portfolio in such funds. Investors beginning their investment journey can also consider multi-asset funds to familiarise themselves with different asset classes available.

Over last one year, our performance can be attributed to having lower allocation to equities as we entered the correction period of May and June 2022. Although we missed the some of market rally post June, we covered the underperformance by going overweight on Gold as we approached November. Gold outshined all other asset classes and continues to show good performance. As we entered the new-year, we started increasing our allocation in international equities from 6% in November 2022 to 11% by January 2023.

They aim to be equipped with an all-weather long-term investing solution that has lower downside risk and is relatively less volatile due to its core benefit of diversification. Historically, no two asset classes have been known to perform in sync with each other. Thus, when wealth is spread across various classes, the potential of earning risk-adjusted returns may be higher. Furthermore, investors may consider Multi Asset Funds since they free the investors from the hassle of putting money into multiple funds, proactively tracking them and then, adjusting allocation in response to market changes or incremental flows. Essentially, they are presented with a ready-made portfolio with a balanced option of risk and potential rewards in just one single fund.

Fund managers continuously monitor and adjust the allocation of assets based on market trends and economic indicators. This active management allows the fund to capture opportunities and navigate challenging market environments more effectively than individual investors. Moreover, multi-asset allocation funds offer convenience and simplicity. They provide a single investment vehicle that automatically allocates assets across various markets, saving investors the time and effort required to research and manage individual asset classes. Additionally, these funds cater to different investment objectives and risk profiles.

They offer a range of options, from conservative to aggressive, enabling investors to choose a fund that aligns with their specific goals and risk tolerance. Therefore, including a multi-asset allocation fund in your portfolio offers diversification, active management, convenience, customization, and professional expertise, making it a compelling choice for investors seeking a balanced and well-managed investment approach.

Gautam Kalia, Senior VP and Head Super Investor at Sharekhan by BNP ParibasNumerous studies over time have demonstrated that portfolios with two or more asset classes deliver superior risk adjusted returns when compared with single asset class portfolios over long periods. Further many studies highlight that asset allocation decisions are significantly more important than security selection when it comes to determining the risk adjust return of the portfolio. Armed with this information, most investors should focus on building and maintaining an investment portfolio that is diversified across multiple assets.

The key advantages of multi asset allocation funds are that not only do they provide access to multiple assets, they also maintain a range bound exposure to the different asset classes through active rebalancing. The buy low and sell high mechanism is in built. For example, when equity markets are rallying, asset allocation funds will book profits in equity (sell high) and reallocate them to other asset classes.

Rahul Jain, President and Head, Nuvama WealthAsset allocation is critical in wealth creation. Contrary to popular belief, product selection and performance play a minor role. Because markets are dynamic, investors must actively change and rebalance asset allocation. Many investors fail to implement the asset allocation strategy because it requires experience, expertise, time, and market data.

In such a scenario, investors can benefit from multi-asset allocation funds that invest in equity, debt, and gold. All Investors have to do is invest in these funds, and the fund takes care of the rest. Furthermore, these funds eliminate the need to hold separate equity, debt, and gold funds in the portfolio. In fact, the multi-asset allocation fund can become the investor's entire portfolio, and the fund's return effectively becomes the portfolio return. It makes portfolio management simple and convenient.

Avinash Shekhar, Founder & CEO, TaxNodesCultivating a diversified investment strategy is key to achieving long-term financial success, and incorporating a multi-asset allocation fund in your portfolio is a prudent choice. This approach harnesses the power of diversification across various asset classes, offering a range of benefits that can bolster your investment journey.

First and foremost, a multi-asset allocation fund provides a strong foundation for risk management, encompassing both traditional and virtual digital assets. By spreading investments across multiple asset classes such as stocks, bonds, commodities, real estate, and cryptocurrencies, it minimizes the impact of any one investment's performance on the overall portfolio. This built-in diversification helps to cushion against market volatility and reduces the potential for significant losses.

Moreover, including virtual digital assets in a multi-asset allocation fund allows you to tap into the potential of this emerging asset class. Virtual digital assets, particularly cryptocurrencies, have shown remarkable growth and have captured the attention of investors worldwide. By allocating a portion of your portfolio to these assets through a professionally managed fund, you can participate in the potential upside while mitigating some of the associated risks. Additionally, multi-asset allocation funds are designed to adapt to changing market conditions.

Skilled fund managers actively monitor the market landscape, including the evolving trends and regulations surrounding virtual digital assets, and make adjustments to the fund's allocation based on their analysis and forecasts. This dynamic approach ensures that your investments are optimized for prevailing market trends, including the opportunities and risks posed by cryptocurrencies. Furthermore, a multi-asset allocation fund offers convenience and simplicity, even when it comes to virtual digital assets.

Next, with multi-asset allocation funds, you can reduce the chances of entirely missing out on the rally in an asset class. For instance, if you were not invested in gold over the last one year, you have missed out on one of the best phases of this precious metal.I would say that multi-asset allocation funds are also better positioned to weather the market storm as compared to single-asset funds thanks to their diversification across asset classes. This aspect can be of great help to retail investors, many of whom may find it challenging to stay invested when the markets turn turtle. 006ab0faaa