Effective Date: July 12, 2026
Thank you for using CredNova Loan: EMI Calculator ("the App"). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our application.
CredNova Loan: EMI Calculator is a financial utility application designed to help users calculate loan EMIs, interest amounts, total repayment, and related financial estimates. The App is intended for informational and educational purposes only.
We do not provide loans, approve loans, or act as a financial institution or lender.
The App may collect the following information:
Device information (such as Android version and device model)
Crash reports and diagnostic information (if enabled)
Advertising identifiers (if Google AdMob or similar advertising services are used)
The App does not collect or store your:
Bank account details
Credit or debit card information
Aadhaar, PAN, or other government IDs
Loan application details
Personal financial records
Loan calculation values entered into the calculator are processed on your device and are not stored on our servers.
We may use collected information to:
Improve app performance and stability
Fix bugs and technical issues
Display advertisements (if applicable)
Analyze anonymous usage statistics
If the App displays advertisements through Google AdMob or another advertising provider, those services may collect limited device information or advertising identifiers in accordance with their own privacy policies.
We do not sell, rent, or trade your personal information.
Information may only be shared with trusted third-party service providers that help operate the App, such as analytics or advertising platforms, and only as permitted by their privacy policies.
We take reasonable measures to protect information processed by the App. However, no method of electronic storage or internet transmission is completely secure.
The App is not intended for children under the age of 13. We do not knowingly collect personal information from children.
The App may use third-party services such as:
Google Play Services
Google AdMob (if advertisements are enabled)
Firebase Analytics or Firebase Crashlytics (if implemented)
These services are governed by their own privacy policies.
Depending on your location and applicable laws, you may have the right to:
Request information about your data
Request deletion of any personal information we hold
Contact us regarding privacy concerns
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the Effective Date above.
If you have any questions about this Privacy Policy, please contact us:
Developer: CredNova
Email: your-email@example.com
By using CredNova Loan: EMI Calculator, you acknowledge that you have read and understood this Privacy Policy.