1. Our application software is uploaded on the Google Play store site and it is publicly available to anybody wishing to access loan in Kenya
2. Any of the services accessible through the App (Services) or those available on the App Site or other sites of ours or other third-party Sites (Service Sites).
Your privacy and personal information is of utmost concern to us. We consider your privacy to be very important and would never share your personal information without your explicit consent and in any unlawful manner
1.Information we may collect from you
1 We may collect and process theinformation submitted via 1.a. filling loan application form in our app.
1.b. information submitted to us through the chat room or by email.
1.c. Giving feedback about the app
Information collected include:your full namespostal addressE-mail addressPhone numberUsername and PasswordID number detailsLocation
1.1. Information we collect about you and your device.
Each time you visit one of our Sites or use one of our Apps we may automatically collect the following information:
technical information, including the type of mobile device you use, unique device identifiers (for example, your Device's IMEI or serial number), information about the SIM card used by the Device, mobile network information, your Device’s operating system, the type of browser you use, or your Device’s location and time zone setting (Device Information);
information stored on your Device, including contact lists, call logs, SMS logs, Facebook friends, contact lists from other social media accounts, photos, videos or other digital content (Content Information);
data from your use of any other third-party application on the Device or the Service Sites; and
details of your use of any of our Apps or your visits to any of Our Service Sites; including, but not limited to, traffic data, location data, weblogs and other communication data (Log Information).
1.2. Location information.
We may also use GPS technology OR other location services to determine your current location. You can withdraw your consent to our collection, processing or use of this information at any time by logging out and uninstalling the App from your Device.
1.3. Information we receive from other sources (Third Party Information).
Due to the nature of the Services which we provide, we are required to work with a number of third parties (including credit reference agencies and mobile network providers) and we may receive information about you from them.
1.4. Unique application numbers.
When you install or uninstall a Service containing a unique application number or when such a Service searches for automatic updates, that number and information about your installation, for example, the type of operating system, may be sent to us.
B. Tracking and cookies
We may use mobile tracking technologies and/or website cookies to distinguish you from other users of the App, App Site, or Service Sites. This helps us to provide you with a good experience when you use the App or browse any of the Service Sites and also allows us to improve the App and Our Service Sites.
C. Advertisement
The app or site may also feature our advertisements or third party advertisements. We allow third-party companies to serve ads and collect certain anonymous information when you visit our website or use our app.These companies may use anonymous information such as your Google Advertising ID, your device type and version, browsing activity, location and other technical data relating to your device, in order to provide advertisements
D. Uses made of the information
We may associate any category of information with any other category of information and will regard the combined information as personal data in accordance with this Policy for as long as it is combined.
E. Disclosure of your information
We do not disclose any of the info we collect from you once you download or use the App to credit reference bureaus.
F. Where We store your personal data
The data that we collect from you'll be transferred to, and stored at, a destination outside your country of origin or residence (as applicable). it's going to even be processed by staff operating outside your country of origin or residence (as applicable), who work for us or for one among our suppliers. These staff members could also be engaged within the fulfillment of your requests on the Service Sites. By submitting your personal data, you comply with the gathering , transfer, storing or processing of your personal data within the manner began above. we'll take all steps reasonably necessary to make sure that your data is treated, stored and processed securely and in accordance with this privacy Policy.
Where we've given you (or where you've got chosen) a password that permits you to access certain parts of Our Service Sites, you're liable for keeping this password confidential. We ask you to not share a password with anyone. Unfortunately, the transmission of data via the web isn't completely secure. Although we'll do our greatest to guard your personal data, we cannot guarantee the safety of your data transmitted to Our Service Sites; any transmission is at your own risk. Once we've received your information, we'll use strict procedures and security measures to undertake to stop unauthorised access.
G. Your rights
We will use your data for the needs of compiling statistics concerning our user base or loan portfolio and should disclose such information to any third party for such purposes, as long as such information will always be anonymous.
If we wish to use your information for marketing purposes, we'll inform you before such use. You shall be entitled to stop such usage by informing us, within 10 days of being informed of the proposed use, that you simply don't wish to disclose such information.
H. Changes to privacy policy
Any changes we may make to the present Policy within the future are going to be posted on this page and, where appropriate, notified to you once you next start the App. The new terms could also be displayed on-screen and you'll be required to read and accept them to continue your use of the App or the Services. In any event, by continuing to use the App or any Services after the posting of any changes, you confirm your continuing acceptance of this Policy along side such changes, and your consent to the terms began therein.
Questions, comments and requests regarding this privacy policy are welcomed and will be addressed to: jamiifoundation2020al@gmail.com