Khata Book Split

Last Updated: April 2026

Khata Book Split ("we", "our", or "us") respects your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our mobile application.

1. Information We Collect

We collect only the information necessary to provide and improve our services:

a. Personal Information

• Name, phone number, email (if provided)

• Profile details (optional)

b. Financial & Usage Data

• Transactions (credit/debit entries)

• Expense records and group data

• Business ledger data

• Budget and expense tracking information

c. Device & Technical Data

• Device type, OS version

• App usage data (for performance and improvements)

d. Camera & Storage Access

• Camera: Used for scanning receipts via OCR

• Storage: Used to save and access images, PDFs, and reports

We only access media that you explicitly select or capture.

2. How We Use Your Information

We use your data to:

• Provide core app features (ledger, expense splitting, tracking)

• Sync your data across devices (if enabled)

• Generate reports and insights

• Improve app performance and user experience

• Send reminders (e.g., payment notifications via SMS/WhatsApp)

We do not sell your personal data to third parties.

3. Data Storage & Security

• Your data is stored securely using industry-standard encryption

• Cloud backup is optional and securely maintained

• Offline mode ensures your data stays on your device unless synced

• We take reasonable steps to protect your data from unauthorized access

4. Data Sharing

We do not share your personal or financial data with third parties, except:

• When required by law

• To provide essential services (e.g., cloud storage, messaging APIs)

• With your explicit consent

5. Your Rights

You have full control over your data:

• Access, edit, or delete your data anytime within the app

• Disable cloud sync if you prefer local storage only

• Request account/data deletion by contacting us

6. Permissions Used

The app may request the following permissions:

• Camera – to scan receipts

• Storage / Media – to save and access files

• Internet – for cloud sync and updates

• SMS / Notifications – to send reminders (only when triggered by user actions)

7. Children's Privacy

Khata Book Split is not intended for children under 13. We do not knowingly collect data from children.

8. Third-Party Services

We may use trusted third-party services for:

• Cloud storage

• Analytics

• Messaging services

These services follow their own privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected with an updated date.

10. Contact Us

If you have any questions or concerns, contact us at:

📧 Email - johnmarting6162@gmail.com

Consent

By using Khata Book Split, you agree to this Privacy Policy.